Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Lineage Bank

Franklin, TennesseeBankAtlanta Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account balancing assistance-per hour$15Within the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Overdraft (paid item)-each$30Within the typical range ($25–$33 nationally)
At the national median$1 below the Tennessee median
per item · Source
Non-sufficient funds (returned item)-each item$30Within the typical range ($25–$32 nationally)
At the national medianAt the Tennessee median
per item · Source

Wire TransfersVerified

Wire Transfers-Domestic Outgoing-each$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Tennessee median
per item · Source
Wire Transfers-International Outgoing-each$50Within the typical range ($40–$50 nationally)
At the national median$2.50 below the Tennessee median
per item · Source

Check ServicesVerified

Cashier's Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Tennessee median
Source
Stop payments-each$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Tennessee median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account balancing assistance-per hour	$15Within the typical range ($12–$25 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
Account research-per hour	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Tennessee median	—	—	Source
Overdraft & NSFVerified
Overdraft (paid item)-each	$30Within the typical range ($25–$33 nationally)	At the national median$1 below the Tennessee median	per item	—	Source
Non-sufficient funds (returned item)-each item	$30
Wire TransfersVerified
Wire Transfers-Domestic Outgoing-each	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Tennessee median	per item	—	Source
Wire Transfers-International Outgoing-each	$50
Check ServicesVerified
Cashier's Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Tennessee median	—	—	Source
Stop payments-each	$30
Cash & DepositVerified
Deposited checks (and other items) returned unpaid (chargebacks)-each	$10Within the typical range ($8–$25 nationally)	$5 below the national median$5 below the Tennessee median	per item	—	Source
Account ServicesVerified
Garnishments-each	$30Within the typical range ($30–$90 nationally)	$20 below the national median$20 below the Tennessee median	per item	—	Source
Other FeesVerified
Photocopies-each	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median$2.75 below the Tennessee median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

11 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$197.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$197.7M

Total deposits

$170.6M

Service charge income

$12K

Fee income ratio

1.0%

Return on assets

-4.93%

Branches

Service charge income by quarter

Q2 2026$12K

Q1 2026$13K

Q4 2025$11K

Q3 2025$15K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,090 published fee entries from 3,612 institutions

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