vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Iowa median
At the national medianAt the Iowa median
per item · Source
$25 below the national median$23.50 below the Iowa median
per item · Source
per day · Institution’s schedule
$5 above the national median$5 above the Iowa median
At the national median$1 below the Iowa median
$0.50 above the national median$0.50 below the Iowa median
per item · Source
$12.50 below the national median$10 below the Iowa median
$5 below the national median$1.50 below the Iowa median
$14 below the national median$8 below the Iowa median
$1.50 above the national median$1 above the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each debit or check paid) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Nonsufficient Funds (NSF) / Return item (each) | $5 | ||||
ATM & CardVerified | |||||
| SHAZAMChek Replacement Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Iowa median | — | — | Source |
Check ServicesVerified | |||||
| Bank Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national median$1 below the Iowa median | — | — | Source |
| Personal Money Orders | $2.50 | ||||
Cash & DepositVerified | |||||
| Deposited Checks (and other items) returned unpaid | $1Below the typical range ($8–$25 nationally) | $14 below the national median$8 below the Iowa median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Iowa median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
5 of 15
Published fees
11
Under review
0
Assets
$194.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$194.7M
Total deposits
$166.1M
Service charge income
$18K
Fee income ratio
0.98%
Return on assets
1.74%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $25 below the national median$23.50 below the Iowa median |
| per item |
| — |
| Source |
| Nonsufficient Funds (NSF) / Return Daily Maximum | $150Within the typical range ($98.50–$168.75 nationally) | $25 above the national median | per day | — | Institution’s schedule |
| $0.50 above the national median$0.50 below the Iowa median |
| per item |
| — |
| Source |
| Stop Payments (all items) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the Iowa median | — | — | Source |
| Collection Items | $15Within the typical range ($10–$25 nationally) | $5 below the national median$1.50 below the Iowa median | — | — | Source |