vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$6.25 above the North Dakota median
$7.50 above the national median$6.25 above the North Dakota median
At the national medianAt the North Dakota median
At the national median$0.02 above the North Dakota median
per item · Source
At the national median$25 below the North Dakota median
per day · Source
At the national medianAt the North Dakota median
$5 below the national medianAt the North Dakota median
$25 above the national median$25 above the North Dakota median
At the national medianAt the North Dakota median
$1 above the national median$1.50 above the North Dakota median
$2.50 above the national median$5 above the North Dakota median
per item · Source
—
$55 above the national median$61.25 above the North Dakota median
per year · Source
$15 below the national median$8.75 below the North Dakota median
per year · Source
$30 below the national median$23.75 below the North Dakota median
per year · Source
$5 above the national median$11.25 above the North Dakota median
per year · Source
$20 below the national median$13.75 below the North Dakota median
$10 below the national median$3.75 below the North Dakota median
$25 below the national median$5 below the North Dakota median
per item · Source
$10 below the national median$15 below the North Dakota median
$2 above the national median$3 above the North Dakota median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (if account is closed within 3 months of opening) | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median | — | — | Source |
| Account Research per hour ($12.50 minimum, Copies & Postage Extra) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the North Dakota median | — | — | Source |
| Checkbook Reconciliation per hour ($12.50 minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the North Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Non-sufficient Funds Fee (per item, per occurrence) | $30 | ||||
ATM & CardVerified | |||||
| ATM Card Replacements | $10Within the typical range ($5–$10 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Card Rush Orders | $50 | ||||
Wire TransfersVerified | |||||
| Money Wires In/Out: Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the North Dakota median | — | — | Source |
| Money Wires In/Out: International | $75 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Money Orders | $3 | ||||
Cash & DepositVerified | |||||
| Coin Counting/Exchange | 5% | — | — | — | Source |
Account ServicesVerified | |||||
| Notary Services | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median | — | — | Source |
| Notary Services | $0Within the typical range ($0–$5 nationally) | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the North Dakota median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statements (per statement, per month) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the North Dakota median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
26
Under review
0
Assets
$201.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$201.0M
Total deposits
$178.5M
Service charge income
$43K
Fee income ratio
2.2%
Return on assets
1.03%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| At the national median$0.02 above the North Dakota median |
| per item |
| — |
| Source |
| Continuous Overdraft Fee per business day | $5Within the typical range ($5–$15 nationally) | At the national median$25 below the North Dakota median | per day | — | Source |
| $10 above the national median |
| — |
| — |
| Source |
| $25 above the national median$25 above the North Dakota median |
| — |
| — |
| Source |
| $1 above the national median$1.50 above the North Dakota median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the North Dakota median | — | — | Source |
| Counter Checks (per sheet of 4) | $1Within the typical range ($1–$4 nationally) | $1 below the national median | per item | — | Source |
| Check Cashing ( minimum, no maximum) | $2Below the typical range ($5–$10 nationally) | $3 below the national median | — | — | Source |
| $2.50 below the national median |
| — |
| — |
| Source |
| 10” x 10” (annually) | $100Above the typical range ($30–$70 nationally) | $55 above the national median$61.25 above the North Dakota median | per year | — | Source |
| 3” x 10” (annually) | $30Within the typical range ($30–$70 nationally) | $15 below the national median$8.75 below the North Dakota median | per year | — | Source |
| 3” x 5” (annually) | $15Below the typical range ($30–$70 nationally) | $30 below the national median$23.75 below the North Dakota median | per year | — | Source |
| 5” x 10” (annually) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$11.25 above the North Dakota median | per year | — | Source |
| Drill Outs ( 3rd party charges additional) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$13.75 below the North Dakota median | — | — | Source |
| Key Replacement/Duplicates | $35Within the typical range ($30–$70 nationally) | $10 below the national median$3.75 below the North Dakota median | — | — | Source |
| Levy/Garnishment (each) | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$5 below the North Dakota median | per item | — | Source |