Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Commonwealth Co-operative Bank

Hyde Park, MassachusettsBankBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account (if closed within 6 months of opening)$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds Check Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Massachusetts median
Source
Returned NSF 18/65$5Below the typical range ($25–$32 nationally)
$25 below the national median$25 below the Massachusetts median
Source

Wire TransfersVerified

Wire Transfer Outgoing Domestic$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Massachusetts median
Source
Wire Transfer Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Massachusetts median
Source
Wire Transfer Outgoing Foreign$50Within the typical range ($40–$50 nationally)
At the national median$5 above the Massachusetts median
Source

Check ServicesVerified

Treasurer's Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Massachusetts median
Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Massachusetts median
Source
Money Order Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$3.75 above the Massachusetts median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Closed Account (if closed within 6 months of opening)	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$10 above the Massachusetts median	—	—	Source
Inactivity Fee (per month)	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Massachusetts median	per month	—	Source
Account Research Per Hour	$35Above the typical range ($12–$25 nationally)	$17.50 above the national median$10 above the Massachusetts median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds Check Fee	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Massachusetts median	—	—	Source
Returned NSF 18/65	$5
Wire TransfersVerified
Wire Transfer Outgoing Domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Massachusetts median	—	—	Source
Wire Transfer Incoming	$10
Check ServicesVerified
Treasurer's Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Massachusetts median	—	—	Source
Money Orders	$2
Cash & DepositVerified
Returned Deposited/Cashed Item	$6.50Below the typical range ($8–$25 nationally)	$8.50 below the national median$0.64 below the Massachusetts median	—	—	Source
Account ServicesVerified
Levy Fee	$75Within the typical range ($30–$90 nationally)	$25 above the national median$25 above the Massachusetts median	—	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Massachusetts median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

14 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$205.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$205.0M

Total deposits

$140.6M

Service charge income

$21K

Fee income ratio

1.5%

Return on assets

0.41%

Branches

Service charge income by quarter

Q2 2026$21K

Q1 2026$21K

Q4 2025$22K

Q3 2025$23K

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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