Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Nevada Bank and Trust Company

Caliente, NevadaBankSan Francisco Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Maintenance fee$3Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Chardg (OD)$30Within the typical range ($25–$33 nationally)
At the national median$5 above the Nevada median
per item · Source
Returned Check Charge (NSF)$30Within the typical range ($25–$32 nationally)
At the national median$5 above the Nevada median
per item · Source

Wire TransfersVerified

Wire Transfer, outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median$10 above the Nevada median
per item · Source
Wire Transfer, incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
per item · Source
Wire Transfer, International (Foreign)$50Within the typical range ($40–$50 nationally)
At the national median$5 above the Nevada median
per item · Source

Check ServicesVerified

Cashiers Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Nevada median
per item · Source
Stop Payment Fee$27.50Within the typical range ($20–$30 nationally)
At the national median$5 above the Nevada median
per item · Source
Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Maintenance fee	$3Below the typical range ($4–$10 nationally)	$3 below the national median$4.50 below the Nevada median	per month	—	Source
Monthly Maintenance	$10Within the typical range ($4–$10 nationally)	$4 above the national median$2.50 above the Nevada median	per month	—	Source
Regular Checking Account Maintenance fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2.50 below the Nevada median	per month	—	Source
Returned Mail	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$7.50 below the Nevada median	per item	—	Source
Overdraft & NSFVerified
Overdraft Chardg (OD)	$30Within the typical range ($25–$33 nationally)	At the national median$5 above the Nevada median	per item	—	Source
Returned Check Charge (NSF)	$30
Wire TransfersVerified
Wire Transfer, outgoing	$30Above the typical range ($20–$25 nationally)	$5 above the national median$10 above the Nevada median	per item	—	Source
Wire Transfer, incoming	$15
Check ServicesVerified
Cashiers Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Nevada median	per item	—	Source
Stop Payment Fee	$27.50
Digital & ElectronicVerified
Mobile Deposit Fee	$0.50Above the typical range ($0–$0 nationally)	$0.50 above the national median	per item	—	Source
Cash & DepositVerified
Deposited Item Returned	$6Below the typical range ($8–$25 nationally)	$9 below the national median$3.75 below the Nevada median	per item	—	Source
Account ServicesVerified
Levy or Garnishment	$50Within the typical range ($30–$87.50 nationally)	At the national median	per item	—	Source
Other FeesVerified
Bank Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Nevada median	per item	—	Source

Against San Francisco Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$30.00
Of 46 others that publish it, 20 lower, 9 the same and 17 higher.
Monthly maintenance
$5.00
Of 49 others that publish it, 12 lower, 3 the same and 34 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

16 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$217.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$217.5M

Total deposits

$195.2M

Service charge income

$45K

Fee income ratio

2.0%

Return on assets

0.83%

Branches

Service charge income by quarter

Q2 2026$45K

Q1 2026$45K

Q4 2025$43K

Q3 2025$47K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,408 published fee entries from 3,595 institutions

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