Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First Bank and Trust Company of Illinois

Palatine, IllinoisBankChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Charges – Checking and DDA Accounts (per month)$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Illinois median
per item · Source
First Continuous Overdraft Charge$10Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Illinois median
Source

Wire TransfersVerified

Wire Transfer – Domestic Outgoing$0Below the typical range ($20–$25 nationally)
$25 below the national median$25 below the Illinois median
Source
Wire Transfer – Domestic Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median$10 below the Illinois median
Source
Wire Transfer – International Outgoing$0Below the typical range ($40–$50 nationally)
$50 below the national median$50 below the Illinois median
Source
Wire Transfer – International Incoming$0Below the typical range ($10–$25 nationally)
$20 below the national median$20 below the Illinois median
Source

Check ServicesVerified

Cashier’s Check (per day): First one free$5Within the typical range ($3–$6 nationally)
At the national medianAt the Illinois median
per item · Source
Counter Check (one check for immediate use at First Bank)$0Below the typical range ($1–$4 nationally)
$2 below the national median$1.50 below the Illinois median
Source
Temporary Checks – 5 or less (limit 10 per month)$1Within the typical range ($1–$4 nationally)
$1 below the national median$0.50 below the Illinois median
per month · Source
Check Image(s) (per item)$5Within the typical range ($2–$5 nationally)
$2 above the national median$1 above the Illinois median
per item · Source

Cash & DepositVerified

Counting Loose Coin (customers only)$0Within the typical range ($0–$3 nationally)
At the national median$0.13 below the Illinois median
Source
Return Deposited Checks/Charge Backs (per item)$10Within the typical range ($8–$25 nationally)
$5 below the national median$5 below the Illinois median
per item · Source

Account ServicesVerified

Notary Services (customer only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$1 below the Illinois median
Source
Levy (plus costs )$100Above the typical range ($30–$89.38 nationally)
$50 above the national median$25 above the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Charges – Checking and DDA Accounts (per month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Illinois median	per month	—	Source
Overdraft & NSFVerified
Overdraft fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$10 below the Illinois median	per item	—	Source
First Continuous Overdraft Charge	$10
Wire TransfersVerified
Wire Transfer – Domestic Outgoing	$0Below the typical range ($20–$25 nationally)	$25 below the national median$25 below the Illinois median	—	—	Source
Wire Transfer – Domestic Incoming	$0
Check ServicesVerified
Cashier’s Check (per day): First one free	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Illinois median	per item	—	Source
Counter Check (one check for immediate use at First Bank)	$0
Cash & DepositVerified
Counting Loose Coin (customers only)	$0Within the typical range ($0–$3 nationally)	At the national median$0.13 below the Illinois median	—	—	Source
Return Deposited Checks/Charge Backs (per item)	$10
Account ServicesVerified
Notary Services (customer only)	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$1 below the Illinois median	—	—	Source
Levy (plus costs )	$100

Fee change alerts

Get an email when First Bank and Trust Company of Illinois changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

15 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$228.6M

Work at First Bank and Trust Company of Illinois? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$228.6M

Total deposits

$189.5M

Service charge income

$3K

Fee income ratio

0.11%

Return on assets

0.97%

Branches

Service charge income by quarter

Q2 2026$3K

Q1 2026$3K

Q4 2025$0

Q3 2025$10K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,608 published fee entries from 3,603 institutions

See pricing