vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per month · Source
$25 above the national median$25 above the Minnesota median
$7.50 above the national median$5 above the Minnesota median
$5 above the national median$5 above the Minnesota median
per item · Source
$5 above the national median$6 above the Minnesota median
per month · Source
$5 below the national median$5 below the Minnesota median
$5 below the national median$5 below the Minnesota median
At the national medianAt the Minnesota median
$8 above the national median$8 above the Minnesota median
$10 above the national median$10 above the Minnesota median
At the national medianAt the Minnesota median
$2.50 above the national median$5 above the Minnesota median
$10 above the national median$7.50 above the Minnesota median
$10 below the national median$10 below the Minnesota median
per item · Source
$15 below the national median$15 below the Minnesota median
$20 below the national median$20 below the Minnesota median
$55 above the national median$55 above the Minnesota median
per year · Source
$5 below the national median$5 below the Minnesota median
per year · Source
$25 below the national median$25 below the Minnesota median
per year · Source
$15 above the national median$15 above the Minnesota median
per year · Source
$15 below the national median$15 below the Minnesota median
per year · Source
$25 above the national median$7.50 above the Minnesota median
$10 below the national median$11.25 below the Minnesota median
$0.50 above the national median$0.05 above the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (Less than 6 Months) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Minnesota median | — | — | Source |
| Dormant Account (Per Month) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Escheatment | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Minnesota median | — | — | Source |
| Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (Per Item) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Minnesota median | per item | — | Source |
| Return Item (Per Item) | $35 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Manager Outgoing Domestic Fee | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Wire Transfer Outgoing Domestic Fee | $25 | ||||
Check ServicesVerified | |||||
| Cashier's Check (Free for Golden Checking and Investor Savings) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Stop Payment Order | $30 | ||||
Account ServicesVerified | |||||
| Drilling | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Minnesota median | — | — | Source |
| Lost Key | $25 | ||||
Lending FeesVerified | |||||
| Late Fee (After 30 Days) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$11.25 below the Minnesota median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.05 above the Minnesota median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
25
Under review
0
Assets
$247.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$247.4M
Total deposits
$211.6M
Service charge income
$28K
Fee income ratio
1.1%
Return on assets
0.60%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$6 above the Minnesota median |
| per month |
| — |
| Source |
| At the national medianAt the Minnesota median |
| — |
| — |
| Source |
| Wire Transfer Incoming Fee | $18Above the typical range ($5–$15 nationally) | $8 above the national median$8 above the Minnesota median | — | — | Source |
| Wire Transfer Outgoing International Fee | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Minnesota median | — | — | Source |
| $2.50 above the national median$5 above the Minnesota median |
| — |
| — |
| Source |
| Check Cashing (Non-Customers) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7.50 above the Minnesota median | — | — | Source |
| Canadian - Foreign Item Deposit (Per Item)¹ | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Minnesota median | per item | — | Source |
| $20 below the national median$20 below the Minnesota median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Minnesota median | per year | — | Source |
| Safe Deposit Box 3x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Minnesota median | per year | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Minnesota median | per year | — | Source |
| Safe Deposit Box 5x10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Minnesota median | per year | — | Source |
| Safe Deposit Box 5x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Minnesota median | per year | — | Source |
| Levy / Garnishment Execution | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$7.50 above the Minnesota median | — | — | Source |