vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1 below the Kentucky median
At the national median$2 below the Kentucky median
per month · Source
$5 above the national median$3 above the Kentucky median
per month · Source
$7.50 above the national median$10 above the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$2 below the national median$2 below the Kentucky median
$2.50 below the national median$3.48 below the Kentucky median
At the national medianAt the Kentucky median
$6 below the national median$1 below the Kentucky median
$25 below the national median$23.50 below the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee†: Hometown Deposit Products | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
| Dormant Account Fee for Simply Savings & Passbook Savings | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Dormant Accounts: (12 Months Inactivity)§ | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Kentucky median | per month | — | Source |
| Account Research/Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
ATM & CardVerified | |||||
| ATM/Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Kentucky median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Official Bank Check | $3 | ||||
Cash & DepositVerified | |||||
| Deposit Items Returned Checking & Savings Accounts | $9Within the typical range ($8–$25 nationally) | $6 below the national median$1 below the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box rental See brochure Wire Transfer (for checking only) Domestic Incoming | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | — | — | Source |
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Headline fees published
5 of 15
Published fees
11
Under review
0
Assets
$282.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$282.6M
Total deposits
$207.8M
Service charge income
$40K
Fee income ratio
1.6%
Return on assets
0.74%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $2 below the national median$2 below the Kentucky median |
| — |
| — |
| Source |
| Stop Payment Request (Check or ACH) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3.48 below the Kentucky median | — | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Kentucky median | — | — | Source |