vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$13.75 below the Kentucky median
per transaction · Source
$17.50 above the national median$11.25 above the Kentucky median
At the national median$2 below the Kentucky median
per month · Source
$12.50 below the national median$10 below the Kentucky median
per month · Source
$7.50 above the national median$10 above the Kentucky median
$5 above the national median$5 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$0.50 below the national medianAt the Kentucky median
per transaction · Source
At the national medianAt the Kentucky median
per item · Source
At the national median$5 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$25 above the national median$25 above the Kentucky median
At the national medianAt the Kentucky median
$6.50 above the national median$5.52 above the Kentucky median
per item · Source
$8 below the national median$3 below the Kentucky median
per item · Source
$50 above the national median$25 above the Kentucky median
$3 above the national median$3.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Closing/Withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$13.75 below the Kentucky median | per transaction | — | Source |
| Early Closing Fee for Checking or Savings (excluding KASASA Accounts) | $35Above the typical range ($10–$25 nationally) | $17.50 above the national median$11.25 above the Kentucky median | — | — | Source |
| Dormant Savings | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Statement (undeliverable mail – per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | per month | — | Source |
| Statement Recon/Research Fee (1 hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Paid Item Fee or AOD Paid Item Fee (per item) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Kentucky median | per item | — | Source |
| NSF Returned Item Fee or AOD Returned Item Fee (per item) | $35 | ||||
ATM & CardVerified | |||||
| ATM Inquiry/Transaction Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Kentucky median | per transaction | — | Source |
| Debit Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Fee | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | per item | — | Source |
| Incoming Domestic Wire Fee | $15 | ||||
Check ServicesVerified | |||||
| Miscellaneous Fees and Charges Effective July 16, 2024 Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Stop Payment Request | $34 | ||||
Cash & DepositVerified | |||||
| Chargeback Check Fee (Returned Deposit Item) | $7Below the typical range ($8–$25 nationally) | $8 below the national median$3 below the Kentucky median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levy Fee | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$25 above the Kentucky median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (including duplicate statements) | $6Above the typical range ($2–$5 nationally) | $3 above the national median$3.44 above the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 53 others that publish it, 31 lower, 15 the same and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
17
Under review
0
Assets
$303.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$303.6M
Total deposits
$260.7M
Service charge income
$276K
Fee income ratio
6.2%
Return on assets
1.27%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| At the national medianAt the Kentucky median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| Outgoing International Wire Fee | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Kentucky median | — | — | Source |
| $6.50 above the national median$5.52 above the Kentucky median |
| per item |
| — |
| Source |