vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Michigan median
At the national medianAt the Michigan median
$7.50 above the national median$6.25 above the Michigan median
At the national median$1.50 above the Michigan median
$5 below the national median$2.50 below the Michigan median
$0.05 below the national median$2.45 above the Michigan median
$5 above the national median$5 above the Michigan median
At the national median$5 above the Michigan median
$25 above the national median$30 above the Michigan median
$10 below the national medianAt the Michigan median
At the national median$2 above the Michigan median
$1 above the national median$1 above the Michigan median
$4.50 above the national median$5 above the Michigan median
$1 below the national median$1 below the Michigan median
$35 above the national median$45 above the Michigan median
$16 below the national median$16 below the Michigan median
$2.50 above the national medianAt the Michigan median
$125 above the national median$121 above the Michigan median
$15 above the national median$11 above the Michigan median
$25 above the national median$21 above the Michigan median
$55 above the national median$51 above the Michigan median
$155 above the national median$151 above the Michigan median
$20 below the national median$24 below the Michigan median
$85 above the national median$81 above the Michigan median
$5 above the national median$1 above the Michigan median
$65 above the national median$61 above the Michigan median
$50 above the national median$50 above the Michigan median
$2.75 below the national median$2.75 below the Michigan median
per item · Source
$2 above the national median$2 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Michigan median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Account Research/Reconcilement (per hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Protection – Automatic Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | — | — | Source |
ATM & CardVerified | |||||
| Lost Card (ATM or Debit Card) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | — | — | Source |
| My Card Debit Card (New/Replacement) | $9.95 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire – Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
| Incoming Wire – Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Return | $9Below the typical range ($15–$30 nationally) | $16 below the national median$16 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Michigan median | — | — | Source |
| 10x15 or 11x14 | $170 | ||||
Other FeesVerified | |||||
| Photocopy (per page) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the Michigan median | per item | — | Source |
| Statement Copy | $5 | ||||
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Headline fees published
7 of 15
Published fees
29
Under review
0
Assets
$6.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$6.2B
Total deposits
$4.9B
Service charge income
$2.5M
Fee income ratio
4.0%
Return on assets
1.70%
Branches
41
Service charge income by quarter
Financial profile · Pro
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| $0.05 below the national median$2.45 above the Michigan median |
| — |
| — |
| Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| Outgoing Wire – Foreign USD | $75Above the typical range ($40–$50 nationally) | $25 above the national median$30 above the Michigan median | — | — | Source |
| Incoming Wire – Foreign | $10Within the typical range ($10–$25 nationally) | $10 below the national medianAt the Michigan median | — | — | Source |
| $1 above the national median$1 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment (Check or ACH) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5 above the Michigan median | — | — | Source |
| Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
| Foreign Collection Item (+ handling fees) | $55Above the typical range ($10–$25 nationally) | $35 above the national median$45 above the Michigan median | — | — | Source |
| $125 above the national median$121 above the Michigan median |
| — |
| — |
| Source |
| 2x10 or 3x5 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | — | — | Source |
| 3x10, 4x10, 4x5 or 5x5 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$21 above the Michigan median | — | — | Source |
| 5x9 or 5x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | — | — | Source |
| Drilling Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$151 above the Michigan median | — | — | Source |
| Duplicate/Lost Key Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | — | — | Source |
| Safe Deposit Box 10x10 | $130Above the typical range ($30–$70 nationally) | $85 above the national median$81 above the Michigan median | — | — | Source |
| Safe Deposit Box 2x5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | — | — | Source |
| Safe Deposit Box 7x10 | $110Above the typical range ($30–$70 nationally) | $65 above the national median$61 above the Michigan median | — | — | Source |
| Garnishment or Levy | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Michigan median | — | — | Source |
| $2 above the national median$2 above the Michigan median |
| — |
| — |
| Source |