vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Illinois median
per month · Source
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$0.50 below the national median$0.25 below the Illinois median
per transaction · Source
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
$10 above the national median$10 above the Illinois median
$10 above the national median$10 above the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$9 above the national median$10 above the Illinois median
$2 below the national median$3 above the Illinois median
$5 below the national median$5 below the Illinois median
$0.50 below the national median$1 above the Illinois median
$255 above the national median$255 above the Illinois median
$25 below the national median$25 below the Illinois median
$35 below the national median$35 below the Illinois median
$50 above the national median$25 above the Illinois median
$25 above the national median$23.50 above the Illinois median
per item · Source
At the national median$1 above the Illinois median
$2 above the national median$3 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Paper Statement | $3Within the typical range ($2–$4.85 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Statement Fees Paper Statement | $3Within the typical range ($2–$4.85 nationally) | At the national medianAt the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Nonsufficient Funds Fees Overdraft (each overdraft paid) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Nonsufficient funds (each presentment ) | $35 | ||||
ATM & CardVerified | |||||
| ATM convenience Fee(Charge per withdrawal at ATMs we do not own or operate) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | per transaction | — | Source |
| Replacement Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Domestic (Outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire Transfer Domestic (Incoming) | $20 | ||||
Check ServicesVerified | |||||
| Bank Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Check Fees Check Printing Fee depends on style of check | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Items (Commercial Accounts Only) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service Non-Customer | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$1 above the Illinois median | — | — | Source |
| Drilling Safe Deposit Box | $300 | ||||
Retirement & IRAVerified | |||||
| IRA Fees IRA Transfer Processing Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$23.50 above the Illinois median | per item | — | Source |
Vehicle & TitleVerified | |||||
| Vehicle Title Service (Illinois Only) | $50Above the typical range ($15–$49.34 nationally) | $25 above the national median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Illinois median | — | — | Source |
| Fax Service (limit of ten pages) | $5 | ||||
Overdraft
$35.00
Of 53 others that publish it, 41 lower, 10 the same and 2 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
25
Under review
0
Assets
$295.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$295.8M
Total deposits
$267.0M
Service charge income
$62K
Fee income ratio
2.3%
Return on assets
0.50%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| Overdraft Protection Transfer Fee (per transfer) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Illinois median |
| — |
| — |
| Source |
| Wire Transfer: Foreign (Outgoing) | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Wire Transfer: Foreign (Incoming) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| $9 above the national median$10 above the Illinois median |
| — |
| — |
| Source |
| Collection Items (Includes Canadian Checks) | $18Within the typical range ($10–$25 nationally) | $2 below the national median$3 above the Illinois median | — | — | Source |
| $255 above the national median$255 above the Illinois median |
| — |
| — |
| Source |
| Lost Safe Deposit Box Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | — | — | Source |
| Past Due Safe Deposit Box Rental Payment | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Illinois median | — | — | Source |
| Legal Charges Garnishments | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Illinois median | — | — | Source |
| $2 above the national median$3 above the Illinois median |
| — |
| — |
| Source |