vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Texas median
$10 below the national median$10 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$5 below the Texas median
$12.50 below the national median$14.50 below the Texas median
$15 below the national median$15 below the Texas median
per year · Source
$30 below the national median$30 below the Texas median
per year · Source
$35 below the national median$35 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
$2.50 below the national median$2.50 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Statement reconciliation - hourly | $15Within the typical range ($11–$25 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Return check charge (per item) | $20Below the typical range ($25–$32 nationally) | $10 below the national median$10 below the Texas median | per item | — | Source |
ATM & CardVerified | |||||
| ATM use at off premise location | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Bank Cashier Checks, Customer | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Stop payment charge | $15 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10 X 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box 3 X 10 | $15 | ||||
Other FeesVerified | |||||
| Photocopies | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$2.50 below the Texas median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
4 of 15
Published fees
10
Under review
0
Assets
$344.6M
Work at First National Bank of Hereford? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$344.6M
Total deposits
$294.4M
Service charge income
$119K
Fee income ratio
2.7%
Return on assets
2.28%
Branches
4
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $12.50 below the national median$14.50 below the Texas median |
| — |
| — |
| Source |
| $30 below the national median$30 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 X 5 | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Texas median | per year | — | Source |
| Safe Deposit Box 5 X 10 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |