vs. U.S. typical range:LowerTypicalHigher
$32.50 above the national median$30 above the Ohio median
$17.50 below the national median$17.50 below the Ohio median
$2 above the national median$2.75 above the Ohio median
per item · fee per statement, partial or full · Source
At the national medianAt the Ohio median
At the national medianAt the Ohio median
$20 above the national median$27.50 above the Ohio median
$5 above the national median$5 above the Ohio median
$5 above the national median$5 above the Ohio median
$5 below the national medianAt the Ohio median
per item · domestic and international · Source
$2 above the national median$2 above the Ohio median
$3 above the national median$2 above the Ohio median
$2.50 above the national medianAt the Ohio median
$3 above the national median$4 above the Ohio median
At the national medianAt the Ohio median
per item · Source
$20 below the national median$19 below the Ohio median
$5 below the national median$4 below the Ohio median
$3 below the national median$3 below the Ohio median
$2.50 above the national median$5 above the Ohio median
$2.50 below the national medianAt the Ohio median
per item · $5.00 charge for non-F&M customers · Source
$35 below the national median$40 below the Ohio median
At the national medianAt the Ohio median
$3 below the national median$3 below the Ohio median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (within 6 months) | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$30 above the Ohio median | — | — | Source |
| Account Reconciliation | $0Below the typical range ($12–$25 nationally) | $17.50 below the national median$17.50 below the Ohio median | — | — | Source |
| Statement Request (fee per statement, partial or full) | $5Above the typical range ($2–$4.76 nationally) | $2 above the national median$2.75 above the Ohio median | per item | fee per statement, partial or full | Source |
Overdraft & NSFVerified | |||||
| Savings Non-Sufficient Funds (NSF) & Overdraft (OD) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Ohio median | — | — | Source |
ATM & CardVerified | |||||
| Replacement of ATM/Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Expedited Delivery of ATM/Debit Card | $60 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Ohio median | — | — | Source |
| Outgoing International Wire Transfer | $55 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Ohio median | — | — | Source |
| Bank Money Order | $5 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $12Within the typical range ($8–$25 nationally) | $3 below the national median$3 below the Ohio median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$5 above the Ohio median | — | — | Source |
| Notary Fee | $0 | ||||
Other FeesVerified | |||||
| Photocopy Fee | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Ohio median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$359.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$359.4M
Total deposits
$307.3M
Service charge income
$130K
Fee income ratio
3.1%
Return on assets
1.97%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $20 above the national median$27.50 above the Ohio median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Ohio median |
| — |
| — |
| Source |
| Incoming Wire Transfer (domestic and international) | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Ohio median | per item | domestic and international | Source |
| $3 above the national median$2 above the Ohio median |
| — |
| — |
| Source |
| Stop Payment Order | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Ohio median | — | — | Source |
| Counter Checks (quantity of 4) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$4 above the Ohio median | — | — | Source |
| Non-Customer On-Us Check Cashing (checks over $50) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Ohio median | per item | — | Source |
| Collection Item (Domestic) | $0Below the typical range ($10–$25 nationally) | $20 below the national median$19 below the Ohio median | — | — | Source |
| Collection Item (Foreign) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$4 below the Ohio median | — | — | Source |
| $2.50 below the national medianAt the Ohio median |
| per item |
| $5.00 charge for non-F&M customers |
| Source |
| Lost Key | $10Below the typical range ($30–$70 nationally) | $35 below the national median$40 below the Ohio median | — | — | Source |
| Garnishment/Lien – Legal or IRS | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Ohio median | — | — | Source |
| Subpoena Record Research (per hour, charged to law firm) | $50Within the typical range ($30–$100 nationally) | At the national median | — | — | Source |