vs. U.S. typical range:LowerTypicalHigher
$22.50 above the national median$25 above the Georgia median
$2 above the national medianAt the Georgia median
per item · Source
$2 above the national medianAt the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
At the national median$5 above the Georgia median
per item · Source
$5 above the national median$5 above the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$5 above the national median$2.50 above the Georgia median
per item · Source
$2 above the national median$2 above the Georgia median
per item · Source
$4.50 above the national medianAt the Georgia median
per item · Source
$7.50 below the national median$12 below the Georgia median
per item · Source
$10 below the national median$15 below the Georgia median
per item · Source
At the national median$5 below the Georgia median
per item · Source
$2 above the national median$2 above the Georgia median
$1 below the national median$1 below the Georgia median
$60 above the national median$57.50 above the Georgia median
$75 above the national median$72.50 above the Georgia median
$3 below the national median$5.50 below the Georgia median
$24 below the national median$26.50 below the Georgia median
$20 above the national median$17.50 above the Georgia median
$30 below the national median$32.50 below the Georgia median
per year · Source
$5 below the national median$7.50 below the Georgia median
per item · Source
$25 above the national median$25 above the Georgia median
per item · Source
$25 above the national median$25 above the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research/Account Balancing | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$25 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee - each overdraft paid | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Georgia median | per item | — | Source |
| Returned Item Fee | $32 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee - Domestic Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Georgia median | per item | — | Source |
| Wire Transfer Fee - Domestic Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Georgia median | per item | — | Source |
| Stop Payment Charge | $32 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10 X 10 | $105Above the typical range ($30–$70 nationally) | $60 above the national median$57.50 above the Georgia median | — | — | Source |
| Safe Deposit Box 11 X 12 | $120 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$490.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$490.7M
Total deposits
$435.3M
Service charge income
$117K
Fee income ratio
2.1%
Return on assets
1.94%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $2 above the national medianAt the Georgia median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Georgia median |
| per item |
| — |
| Source |
| Wire Transfer Fee - International Outgoing | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| Wire Transfer Fee - International Incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national median$2.50 above the Georgia median | per item | — | Source |
| $4.50 above the national medianAt the Georgia median |
| per item |
| — |
| Source |
| Stop Payment Charge via Online Banking or Telephone Banking | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$12 below the Georgia median | per item | — | Source |
| Collection Item Fee - Incoming | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Georgia median | per item | — | Source |
| Collection Item Fee - Outgoing | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Georgia median | per item | — | Source |
| Statement Copy with Check Images | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Statement Copy Without Check Images | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Georgia median | — | — | Source |
| $75 above the national median$72.50 above the Georgia median |
| — |
| — |
| Source |
| Safe Deposit Box 3 X 10 | $42Within the typical range ($30–$70 nationally) | $3 below the national median$5.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 3 X 5 | $21Below the typical range ($30–$70 nationally) | $24 below the national median$26.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 5 X 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$17.50 above the Georgia median | — | — | Source |
| Safe Deposit Box Annual Rates 2 X 5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$32.50 below the Georgia median | per year | — | Source |
| Safe Deposit Box Replacement Key | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 below the Georgia median | per item | — | Source |
| Garnishment | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Georgia median | per item | — | Source |
| Levy/Other Legal Proceeding | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Georgia median | per item | — | Source |