vs. U.S. typical range:LowerTypicalHigher
$4.50 below the national median
per item · Source
$12.50 below the national median$5 below the West Virginia median
$5 above the national median$5 above the West Virginia median
per item · Source
$1.50 above the national median$0.25 above the West Virginia median
per transaction · Source
At the national medianAt the West Virginia median
per item · Source
$1 above the national medianAt the West Virginia median
per item · Source
$7.50 above the national median$5 above the West Virginia median
per item · Source
$1 below the national median$1 below the West Virginia median
$10 below the national median$15 below the West Virginia median
$2.50 below the national medianAt the West Virginia median
$25 above the national medianAt the West Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| If average daily balance falls below | $5Within the typical range ($5–$10 nationally) | $2 below the national median | — | — | Source |
| If average daily balance is less than | $2.50Below the typical range ($5–$10 nationally) | $4.50 below the national median | per item | — | Source |
| Plan 1 - if average daily balance less than | $7.50Within the typical range ($5–$10 nationally) | $0.50 above the national median | — | — | Source |
| Plan 2 - if average daily balance less than | $8.50Within the typical range ($5–$10 nationally) | $1.50 above the national median | — | — | Source |
| Plan 3 - if average daily balance less than | $9.50Within the typical range ($5–$10 nationally) | $2.50 above the national median | — | — | Source |
| If account is closed within 90 days of opening | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the West Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| sufficient Funds (NSF) (per check) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the West Virginia median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Non-Customer (per transaction) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$0.25 above the West Virginia median | per transaction | — | Source |
Check ServicesVerified | |||||
| Cashiers Checks (per check) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Money Orders (per money order) | $3 | ||||
Digital & ElectronicVerified | |||||
| CheckFree Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the West Virginia median | — | — | Source |
Cash & DepositVerified | |||||
| Cash Advance for Non-Customer | $5Within the typical range ($2–$10 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| Lien or Attachment Fee | $75Within the typical range ($30–$87.50 nationally) | $25 above the national medianAt the West Virginia median | — | — | Source |
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Headline fees vs. national median
Headline fees published
5 of 15
Published fees
16
Under review
0
Assets
$359.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$359.2M
Total deposits
$326.4M
Service charge income
$324K
Fee income ratio
6.3%
Return on assets
3.08%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $1 above the national medianAt the West Virginia median |
| per item |
| — |
| Source |
| Stop Payment Requests (per request) By Telephone (per request) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the West Virginia median | per item | — | Source |
| Non-Customer Government Check Cashing Fee | $4Below the typical range ($5–$10 nationally) | $1 below the national median$1 below the West Virginia median | — | — | Source |
| Collection Items | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the West Virginia median | — | — | Source |