vs. U.S. typical range:LowerTypicalHigher
$8.95 above the national median$9.95 above the New York median
per month · Source
$1.05 below the national median$0.05 below the New York median
per month · Source
$18.95 above the national median$19.95 above the New York median
per month · Source
$15 below the national median$15 below the New York median
per item · Source
$3 above the national median$3 above the New York median
per day · Source
$1.50 below the national median$1.50 below the New York median
$5 above the national median$5 above the New York median
per item · Source
$7.50 above the national median$10 above the New York median
per item · Source
$1.50 below the national median$0.25 above the New York median
per item · Source
$2 below the national median$0.25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Charge | $14.95Above the typical range ($4–$10 nationally) | $8.95 above the national median$9.95 above the New York median | per month | — | Source |
| Monthly Maintenance Charge | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$0.05 below the New York median | per month | — | Source |
| Monthly Maintenance Charge | $24.95Above the typical range ($4–$10 nationally) | $18.95 above the national median$19.95 above the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $15Below the typical range ($25–$33 nationally) | $15 below the national median$15 below the New York median | per item | — | Source |
| Overdraft Protection | $8 | ||||
ATM & CardVerified | |||||
| Fee at non-M&T ATMs (MyChoice Plus) | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.50 below the New York median | — | — | Source |
Check ServicesVerified | |||||
| Official Check Fee | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Stop Payment Fee | $35 | ||||
Cash & DepositVerified | |||||
| Cash Advance | $3.50Within the typical range ($2–$10 nationally) | $1.50 below the national median$0.25 above the New York median | per item | — | Source |
| Cash Advance or | $3 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$15
Headline fees published
6 of 15
Published fees
10
Under review
0
Assets
$218.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$218.8B
Total deposits
$172.3B
Service charge income
$104.0M
Fee income ratio
4.2%
Return on assets
1.54%
Branches
960
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3 above the New York median |
| per day |
| — |
| Source |
| $7.50 above the national median$10 above the New York median |
| per item |
| — |
| Source |
| $2 below the national median$0.25 below the New York median |
| — |
| — |
| Source |