vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New Jersey median
per month · Source
$3 below the national median$2 below the New Jersey median
per month · Source
$14 above the national median$15 above the New Jersey median
per month · Source
$0.05 below the national median$0.95 above the New Jersey median
per month · Source
$3 above the national median$1.25 above the New Jersey median
$4 below the national median$5.75 below the New Jersey median
per month · Source
$28 above the national median$26.25 above the New Jersey median
$18 above the national median$16.25 above the New Jersey median
$13 above the national median$11.25 above the New Jersey median
$2.50 below the national median$5 below the New Jersey median
$7.50 above the national median$5 above the New Jersey median
$2.50 above the national medianAt the New Jersey median
one time · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #15962. canonical_hint=account_research; text_hash=11322e7ea9a146b020f4176ae92c36eb67931db2c771f4a9a33eafad6048e1a7; excerpt="Undeliverable Statement/Bad Address …..………………………………………………….………………………………..…………. $20.00 (One-Time Fee)" · Source
$6 above the national median$6 above the New Jersey median
per item · Source
$6 above the national median$6 above the New Jersey median
per item · Source
$0.50 below the national median$0.75 below the New Jersey median
—
—
$5 above the national median$5 above the New Jersey median
$5 above the national median$5 above the New Jersey median
At the national median$7.50 above the New Jersey median
$5 above the national median$5 above the New Jersey median
$4 above the national median$3.75 above the New Jersey median
$2 below the national median$2 below the New Jersey median
$2.50 below the national median$0.26 below the New Jersey median
$105 above the national median$70 above the New Jersey median
$20 below the national median$55 below the New Jersey median
$100 above the national median$50 above the New Jersey median
$15 above the national median$15 above the New Jersey median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking – After 1 Year Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New Jersey median | per month | — | Source |
| Maintenance fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2 below the New Jersey median | per month | — | Source |
| Monthly Service Charge | $20Above the typical range ($4–$10 nationally) | $14 above the national median$15 above the New Jersey median | per month | — | Source |
| Rewards Checking Monthly Service Fee | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$0.95 above the New Jersey median | per month | — | Source |
| Advantage Money Market Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$1.25 above the New Jersey median | — | — | Source |
| Minimum Balance Fee (applied monthly at the end of each month) | $3Below the typical range ($5–$10 nationally) | $4 below the national median$5.75 below the New Jersey median | per month | — | Source |
| Private Client Elite Checking Minimum Balance Fee | $35Above the typical range ($5–$10 nationally) | $28 above the national median$26.25 above the New Jersey median | — | — | Source |
| Relationship Checking Minimum Balance Fee | $25Above the typical range ($5–$10 nationally) | $18 above the national median$16.25 above the New Jersey median | — | — | Source |
| Relationship Money Market Minimum Balance Fee | $20Above the typical range ($5–$10 nationally) | $13 above the national median$11.25 above the New Jersey median | — | — | Source |
| If account is closed within one (1) year of account opening | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the New Jersey median | — | — | Source |
| Account Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the New Jersey median | — | — | Source |
| Undeliverable Statement/Bad Address | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the New Jersey median | one time | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #15962. canonical_hint=account_research; text_hash=11322e7ea9a146b020f4176ae92c36eb67931db2c771f4a9a33eafad6048e1a7; excerpt="Undeliverable Statement/Bad Address …..………………………………………………….………………………………..…………. $20.00 (One-Time Fee)" | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the New Jersey median | per item | — | Source |
| Non-Sufficient Funds Fee (NSF) | $36 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fee (Non-Kearny Bank) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.75 below the New Jersey median | — | — | Source |
| ATM/Debit Card Currency Conversion (CCA Fee) (% of transaction amount) | |||||
Wire TransfersVerified | |||||
| Domestic Wires: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the New Jersey median | — | — | Source |
| Domestic Wires: Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check – Clients Only | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New Jersey median | — | — | Source |
| Money Order – Clients Only | $6 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.26 below the New Jersey median | — | — | Source |
| Mobile Banking with Mobile Deposit | $0 | ||||
Account ServicesVerified | |||||
| Safe Deposit Drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$70 above the New Jersey median | — | — | Source |
| Safe Deposit Lost Key | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee (Trustee to Trustee per account) | $40Above the typical range ($25–$35 nationally) | $15 above the national median$15 above the New Jersey median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 41 others that publish it, 33 lower, 3 the same and 5 higher.
Monthly maintenance
$5.48
Of 33 others that publish it, 12 lower and 21 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
10 of 15
Published fees
27
Under review
0
Assets
$7.7B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.7B
Total deposits
$5.7B
Service charge income
$536K
Fee income ratio
1.2%
Return on assets
0.38%
Branches
40
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$6 above the New Jersey median |
| per item |
| — |
| Source |
| 0.2%of the transaction |
| — |
| — |
| — |
| Source |
| Debit Card Cross Border (CBA Fee) (% of transaction amount) | 0.9%of the transaction | — | — | — | Source |
| $5 above the national median$5 above the New Jersey median |
| — |
| — |
| Source |
| International Wires: Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$7.50 above the New Jersey median | — | — | Source |
| $4 above the national median$3.75 above the New Jersey median |
| — |
| — |
| Source |
| Counter Checks | $0Below the typical range ($1–$4 nationally) | $2 below the national median$2 below the New Jersey median | — | — | Source |
| At the national median |
| — |
| — |
| Source |
| $20 below the national median$55 below the New Jersey median |
| — |
| — |
| Source |
| Levy and Lien Processing | $150Above the typical range ($30–$89.38 nationally) | $100 above the national median$50 above the New Jersey median | — | — | Source |