vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the Georgia median
At the national medianAt the Georgia median
per month · Source
$7.50 above the national median$10 above the Georgia median
$5 above the national median$3 above the Georgia median
per item · Source
$5 above the national median$3 above the Georgia median
per item · Source
$5 below the national median$5 below the Georgia median
At the national median$5 above the Georgia median
$4 above the national median$4 above the Georgia median
$5 below the national median$5 below the Georgia median
At the national median$2.50 below the Georgia median
$2 above the national median$2 above the Georgia median
$7.50 above the national median$3 above the Georgia median
per item · Source
$20 above the national median$15 above the Georgia median
per item · Source
$4 above the national median$6.50 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Georgia median | — | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Georgia median | per item | — | Source |
| Returned Item Fee | $35 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Georgia median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee Domestic Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Georgia median | — | — | Source |
| Wire Transfer Fee Domestic Incoming | $14 | ||||
Check ServicesVerified | |||||
| Official Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Stop Payment Fee | $35 | ||||
Digital & ElectronicVerified | |||||
| Inactive Bill Pay Fee | $6.50Within the typical range ($0–$9.95 nationally) | $4 above the national median$6.50 above the Georgia median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
14
Under review
0
Assets
$423.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$423.4M
Total deposits
$380.9M
Service charge income
$114K
Fee income ratio
2.0%
Return on assets
1.74%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$3 above the Georgia median |
| per item |
| — |
| Source |
| $4 above the national median$4 above the Georgia median |
| — |
| — |
| Source |
| Wire Transfer Fee International Outgoing | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Georgia median | — | — | Source |
| Wire Transfer Fee International Incoming | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 below the Georgia median | — | — | Source |
| $7.50 above the national median$3 above the Georgia median |
| per item |
| — |
| Source |
| Draft/Collection Item | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15 above the Georgia median | per item | — | Source |