vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$3 below the Ohio median
$12.50 below the national median$12.50 below the Ohio median
$12.50 above the national median$12.50 above the Ohio median
At the national medianAt the Ohio median
per item · Source
At the national medianAt the Ohio median
per item · Source
$8.50 above the national median$8 above the Ohio median
$0.50 above the national medianAt the Ohio median
$1.50 below the national median$2 below the Ohio median
$5 below the national median$5 below the Ohio median
$5 below the national median$5 below the Ohio median
$5 above the national medianAt the Ohio median
$3 above the national median$3 above the Ohio median
$1 above the national medianAt the Ohio median
$12.50 above the national median$10 above the Ohio median
per item · Source
At the national medianAt the Ohio median
$40 below the national median$45 below the Ohio median
$50 above the national median$50 above the Ohio median
$2 above the national median$2 above the Ohio median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Monthly Charge **: Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Ohio median | — | — | Source |
| Account Reconciliation Assistance (per statement) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the Ohio median | — | — | Source |
| Account Research Hourly Rate (first 15 minutes-free) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$12.50 above the Ohio median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (per item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Ohio median | per item | — | Source |
| Insufficient Funds (per item) | $30 | ||||
ATM & CardVerified | |||||
| ATM / | $10Above the typical range ($1–$2.25 nationally) | $8.50 above the national median$8 above the Ohio median | — | — | Source |
| Non-North Valley Bank ATM Usage | $2 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Outgoing Request | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Ohio median | — | — | Source |
| Wire Transfer: Incoming Request | $15 | ||||
Check ServicesVerified | |||||
| Official Check | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Ohio median | — | — | Source |
| Money Order up | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Ohio median | — | — | Source |
Account ServicesVerified | |||||
| Key Replacement | $5Below the typical range ($30–$70 nationally) | $40 below the national median$45 below the Ohio median | — | — | Source |
| Tax Levy/Garnishment Processing: Fee | $100 | ||||
Other FeesVerified | |||||
| Reproduction Checks and/or Deposits (per document) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Ohio median | per item | — | Source |
Overdraft
$30.00
Of 34 others that publish it, 8 lower, 8 the same and 18 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$426.9M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$426.9M
Total deposits
$374.9M
Service charge income
$127K
Fee income ratio
2.5%
Return on assets
1.09%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Ohio median |
| per item |
| — |
| Source |
| $0.50 above the national medianAt the Ohio median |
| — |
| — |
| Source |
| North Valley Bank ATM Usage | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2 below the Ohio median | — | — | Source |
| Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Ohio median | — | — | Source |
| $5 above the national medianAt the Ohio median |
| — |
| — |
| Source |
| $1 above the national medianAt the Ohio median |
| — |
| — |
| Source |
| Stop Payment: Per Occurrence | $40Above the typical range ($20–$30 nationally) | $12.50 above the national median$10 above the Ohio median | per item | — | Source |
| $50 above the national median$50 above the Ohio median |
| — |
| — |
| Source |