vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$4 below the Illinois median
per month · Source
$12.50 above the national median$10 above the Illinois median
$5 above the national median$5 above the Illinois median
per day · Source
At the national medianAt the Illinois median
$2.50 above the national median$0.50 above the Illinois median
$0.50 below the national median$1.50 below the Illinois median
$2.50 above the national median$4 above the Illinois median
$27 below the national median$27 below the Illinois median
$25 below the national median$25 below the Illinois median
$210 above the national median$210 above the Illinois median
$30 above the national median$30 above the Illinois median
$20 below the national median$20 below the Illinois median
$10 below the national median$10 below the Illinois median
$25 above the national medianAt the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| o Dormant Fee | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Illinois median | per month | — | Source |
| o Research and Account Balancing Fee (per hour, one hour minimum) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| o Continuous Overdraft Accrual Charge (per business day after six business days) | $10Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Illinois median | per day | — | Source |
ATM & CardVerified | |||||
| o ATM or debit card replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
Check ServicesVerified | |||||
| o Stop Payment Charge (in person, verbal or thru Online Banking) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
| o Copy of Canceled check | $2.50 | ||||
Account ServicesVerified | |||||
| o Notary Service | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$4 above the Illinois median | — | — | Source |
| 5x2 (Elizabeth) | $18 | ||||
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Headline fees published
2 of 15
Published fees
14
Under review
0
Assets
$453.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$453.3M
Total deposits
$407.5M
Service charge income
$75K
Fee income ratio
1.5%
Return on assets
1.99%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $0.50 below the national median$1.50 below the Illinois median |
| — |
| — |
| Source |
| $27 below the national median$27 below the Illinois median |
| — |
| — |
| Source |
| 5x3 (Elizabeth) | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | — | — | Source |
| Drill Fee for Safe Deposit Box | $255Above the typical range ($30–$70 nationally) | $210 above the national median$210 above the Illinois median | — | — | Source |
| o 21 x 10 x 10 ½ (Stockton and Freeport) | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Illinois median | — | — | Source |
| o 21 x 10 x 2 ½ (Lena and Stockton) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Illinois median | — | — | Source |
| o 21 x 10 x 4 ½ (Lena and Stockton) | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| o Account Garnishments and Levies | $75Within the typical range ($30–$89.38 nationally) | $25 above the national medianAt the Illinois median | — | — | Source |