vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$3.75 above the New York median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12885. canonical_hint=early_closure; text_hash=daf372fe47f3d1253c6dbc6e96f4005b6aff4425a6e85c5c6691f41d8554dbe7; excerpt="»Closed Account Fee (if less than 180 days of opening) $20.00" · Source
$3 above the national median$1.50 below the New York median
per month · Source
At the national median$4.50 below the New York median
per month · Source
$5 below the national median$9.50 below the New York median
per item · Source
$5 below the national median$9.50 below the New York median
$7.50 above the national median$7.50 above the New York median
$8 above the national median$8 above the New York median
per transaction · Source
$30 below the national median$30 below the New York median
$0.50 above the national median$0.50 above the New York median
per transaction · Source
$35 above the national median$35 above the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$15 below the national median$10 below the New York median
per item · Source
$5 below the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$3.50 below the national median$3.50 below the New York median
per item · Source
$7.50 above the national median$10 above the New York median
per transaction · Source
$1 below the national median$1 below the New York median
per item · Source
$1 below the national median$3 below the New York median
per item · Source
$25 above the national median$24.65 above the New York median
$80 above the national median$70 above the New York median
$20 below the national median$30 below the New York median
$20 below the national median$30 below the New York median
per item · Source
$100 above the national median$75 above the New York median
per item · Source
At the national median$5 below the New York median
per item · Source
At the national medianAt the New York median
$0.50 above the national median$0.50 above the New York median
per item · Source
$2 below the national median$2 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| »Closed Account Fee (if less than 180 days of opening) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$3.75 above the New York median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12885. canonical_hint=early_closure; text_hash=daf372fe47f3d1253c6dbc6e96f4005b6aff4425a6e85c5c6691f41d8554dbe7; excerpt="»Closed Account Fee (if less than 180 days of opening) $20.00" | Source |
| »Dormant Fee ‐ Checking & Money Market (365 days of inactivity) | $8Within the typical range ($5–$10 nationally) | $3 above the national median$1.50 below the New York median | per month | — | Source |
| »Inactivity Fee (Inactivity for 180 days or more) | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Debit/Check Card Inactivity Fee (Inactivity for 180 days or more) | $0Below the typical range ($5–$10 nationally) | $5 below the national median$9.50 below the New York median | per item | — | Source |
| Dormant Fee ‐ Checking (365 days of inactivity) | $0Below the typical range ($5–$10 nationally) | $5 below the national median$9.50 below the New York median | — | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| »Overdraft Fee ‐ Paid | $38Above the typical range ($25–$33 nationally) | $8 above the national median$8 above the New York median | per transaction | — | Source |
| Overdraft Fee ‐ Paid | $0 | ||||
ATM & CardVerified | |||||
| W/D SVC (ATM fee when using Non‐Tompkins Bank & Trust's ATM) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per transaction | — | Source |
| Card and PIN Expedite Fee | $75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer ‐ Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| Wire Transfer ‐ Outgoing Foreign | $35 | ||||
Check ServicesVerified | |||||
| »Cashier/Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | per item | — | Source |
| Cashier/Official Check | $1.50 | ||||
Cash & DepositVerified | |||||
| Wrapping loose coins, preparing Fed‐Fit currency | $25Above the typical range ($0–$3 nationally) | $25 above the national median$24.65 above the New York median | — | — | Source |
Account ServicesVerified | |||||
| Box Drilling | $125Above the typical range ($30–$70 nationally) | $80 above the national median$70 above the New York median | — | — | Source |
| Key Replacement | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee from Tompkins | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New York median | — | — | Source |
Other FeesVerified | |||||
| Additional Statement Copy | $3.50Within the typical range ($2–$5 nationally) | $0.50 above the national median$0.50 above the New York median | per item | — | Source |
| Photocopies (Use of Photocopier) | $1 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$38
Headline fees published
6 of 15
Published fees
27
Under review
0
Assets
$8.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$8.8B
Total deposits
$7.2B
Service charge income
$1.8M
Fee income ratio
2.0%
Return on assets
1.45%
Branches
59
Service charge income by quarter
Financial profile · Pro
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| $30 below the national median$30 below the New York median |
| — |
| — |
| Source |
| $35 above the national median$35 above the New York median |
| per item |
| — |
| Source |
| $15 below the national median$10 below the New York median |
| per item |
| — |
| Source |
| Wire Transfer ‐ Incoming Foreign & Domestic | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the New York median | per item | — | Source |
| $3.50 below the national median$3.50 below the New York median |
| per item |
| — |
| Source |
| Stop Payment (Check or ACH) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | per transaction | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Copy Fee (Imaged Check, Deposit Tickets, Deposited Items) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | per item | — | Source |
| $20 below the national median$30 below the New York median |
| — |
| — |
| Source |
| Lost/Replacement Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$30 below the New York median | per item | — | Source |
| Legal Orders (Domestic Relations, Garnishments, Levies, Writs) | $150Above the typical range ($30–$90 nationally) | $100 above the national median$75 above the New York median | per item | — | Source |
| Verification of Deposit/Credit References | $10Within the typical range ($5–$15 nationally) | At the national median$5 below the New York median | per item | — | Source |
| $2 below the national median$2 below the New York median |
| per item |
| — |
| Source |