Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

The Napoleon State Bank

Napoleon, IndianaBankChicago Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service charge$10Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdrafts (per item) (Checks, Withdraws, ACH)$30Within the typical range ($25–$33 nationally)
At the national medianAt the Indiana median
per item · Source
Return Items (per item)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Indiana median
per item · Source

Check ServicesVerified

Cashier Checks$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Indiana median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Indiana median
Source
Check Cashing$1Below the typical range ($5–$10 nationally)
$4 below the national median$4 below the Indiana median
Source

Other FeesVerified

Photocopies$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median$2.75 below the Indiana median
Source
Statement Reprint (per statement)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Indiana median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$2.75 above the Indiana median	—	—	Source
Dormant Account (per year)	$9Within the typical range ($5–$10 nationally)	$4 above the national median$4 above the Indiana median	per year	—	Source
Overdraft & NSFVerified
Overdrafts (per item) (Checks, Withdraws, ACH)	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Indiana median	per item	—	Source
Return Items (per item)	$30
ATM & CardVerified
Replace lost ATM/Debit Card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Indiana median	—	—	Source
Wire TransfersVerified
Domestic Wire Transfer	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	—	—	Source
Check ServicesVerified
Cashier Checks	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Indiana median	—	—	Source
Stop Payment	$30
Digital & ElectronicVerified
Online Bill Payment	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national medianAt the Indiana median	—	—	Source
Account ServicesVerified
Notary Service	$1Within the typical range ($0–$5 nationally)	$1.50 below the national median$0.50 below the Indiana median	—	—	Source
Other FeesVerified
Photocopies	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median$2.75 below the Indiana median	—	—	Source
Statement Reprint (per statement)	$2

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

13 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$499.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$499.2M

Total deposits

$440.4M

Service charge income

$84K

Fee income ratio

1.5%

Return on assets

1.42%

Branches

Service charge income by quarter

Q2 2026$84K

Q1 2026$72K

Q4 2025$90K

Q3 2025$90K

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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