vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$7.76 above the Illinois median
per month · Source
At the national median$1.24 below the Illinois median
per month · Source
$2 above the national median$0.76 above the Illinois median
per month · Source
$4 above the national median$2.76 above the Illinois median
per month · Source
$1 below the national median$2.24 below the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
per month · Source
At the national medianAt the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per day · Source
At the national medianAt the Illinois median
$25 above the national median$25 above the Illinois median
At the national medianAt the Illinois median
$10 above the national median$10 above the Illinois median
$1 above the national median$1 above the Illinois median
$2 below the national median$2.25 below the Illinois median
$2 above the national median$1.75 above the Illinois median
$2.50 above the national median$0.50 above the Illinois median
$5 above the national median$3 above the Illinois median
At the national median$5 above the Illinois median
$10 above the national median$9.87 above the Illinois median
$1.50 below the national medianAt the Illinois median
$70 above the national median$45 above the Illinois median
$3 below the national median$2 below the Illinois median
$2 below the national median$1 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Service Charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$7.76 above the Illinois median | per month | — | Source |
| MONTHLY MAINTENANCE SERVICE CHARGE | $6Within the typical range ($4–$10 nationally) | At the national median$1.24 below the Illinois median | per month | — | Source |
| Monthly maintenance service charge with direct deposit | $8Within the typical range ($4–$10 nationally) | $2 above the national median$0.76 above the Illinois median | per month | — | Source |
| Monthly maintenance service charge without direct deposit | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.76 above the Illinois median | per month | — | Source |
| Quarterly Maintenance Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.24 below the Illinois median | per month | — | Source |
| Account closed within 6 months of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Dormant Checking Account (Inactive one year) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee for Non-Sufficient Funds Overdraft fees apply to overdrafts created by check, in person withdrawals, or ot | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Return Fee for Non-Sufficient Funds Return fees apply to overdrafts created by check, in person withdrawals, or other el | |||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Out of USA | $50Above the typical range ($20–$25 nationally) | $25 above the national median$25 above the Illinois median | — | — | Source |
| Wire Transfer – Outgoing | $25 | ||||
Check ServicesVerified | |||||
| Cashiers Checks | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Illinois median | — | — | Source |
| MONEY ORDERS AND CASHIERS CHECKS | $0 | ||||
Cash & DepositVerified | |||||
| Coin Counting (Non-customer) | $10Above the typical range ($0–$3 nationally) | $10 above the national median$9.87 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $1Within the typical range ($0–$5 nationally) | $1.50 below the national medianAt the Illinois median | — | — | Source |
| Garnishments and Levies | $120 | ||||
Other FeesVerified | |||||
| FAX SERVICE | $0Below the typical range ($2–$5 nationally) | $3 below the national median$2 below the Illinois median | — | — | Source |
| Photocopies (per page) | $1 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
25
Under review
0
Assets
$531.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$531.0M
Total deposits
$446.1M
Service charge income
$45K
Fee income ratio
1.4%
Return on assets
-1.22%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $30Within the typical range ($25–$32 nationally) |
| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| Continuous Daily Overdraft Fee | $5Within the typical range ($5–$15 nationally) | At the national medianAt the Illinois median | per day | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Wire Transfer – Incoming | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $2 below the national median$2.25 below the Illinois median |
| — |
| — |
| Source |
| Personal Money Orders | $4Above the typical range ($1.50–$3 nationally) | $2 above the national median$1.75 above the Illinois median | — | — | Source |
| Stop Payment Orders/Renewals | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
| Check Cashing (Non-customer) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Illinois median | — | — | Source |
| Collection Item – Incoming and Outgoing | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Illinois median | — | — | Source |
| $70 above the national median$45 above the Illinois median |
| — |
| — |
| Source |
| $2 below the national median$1 below the Illinois median |
| per item |
| — |
| Source |