vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$3 above the national median$3 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$10 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$1.25 below the national medianAt the Massachusetts median
$25 below the national median$45 below the Massachusetts median
$30 above the national median$10 above the Massachusetts median
$5 above the national median$15 below the Massachusetts median
$55 above the national median$35 above the Massachusetts median
$20 above the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$14 below the national median$4 below the Massachusetts median
$3 above the national median$1 above the Massachusetts median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant / Inactive Account F | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Account Research / Reconciliation (hourly) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds - Item Paid (OOPS)E | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| Insufficient Funds - Item ReturnedE | $33 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card Replacement - Standard | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| ATM/Debit Card Replacement - Expedited | $40 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfer- Incoming | $10 | ||||
Cash & DepositVerified | |||||
| Fee: Coin Machine - Customer | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services - Noncustomer | $1.25Within the typical range ($0–$5 nationally) | $1.25 below the national medianAt the Massachusetts median | — | — | Source |
| Lost Key Replacement | $20 | ||||
Lending FeesVerified | |||||
| Late Payment | $6Below the typical range ($10–$25 nationally) | $14 below the national median$4 below the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement / Item Copy | $6Above the typical range ($2–$5 nationally) | $3 above the national median$1 above the Massachusetts median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$545.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$545.1M
Total deposits
$451.5M
Service charge income
$103K
Fee income ratio
2.6%
Return on assets
0.37%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3 above the Massachusetts median |
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| — |
| Source |
| Overdraft Protection | $8Above the typical range ($2.50–$5 nationally) | $3 above the national median$3 above the Massachusetts median | — | — | Source |
| At the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $25 below the national median$45 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 3" x 10" | $75Above the typical range ($30–$70 nationally) | $30 above the national median$10 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3" x 5" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 10" | $100Above the typical range ($30–$70 nationally) | $55 above the national median$35 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 5" | $65Within the typical range ($30–$70 nationally) | $20 above the national medianAt the Massachusetts median | — | — | Source |
| Levy / Garnishment Processing | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |