vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$19.50 above the California median
per month · Source
$9 above the national median$9.50 above the California median
per month · Institution’s schedule
$4 above the national median$4.50 above the California median
per month · Minimum daily balance $1,000.00 required to avoid · Institution’s schedule
$2.50 above the national median$5 above the California median
per item · Institution’s schedule
$7.50 above the national median$10 above the California median
one time · Less than 3 months · Institution’s schedule
$7.50 above the national median$10 above the California median
$5 above the national median$10 above the California median
$5 above the national median$12 above the California median
$0.50 below the national median$1 below the California median
per transaction · Source
$5 below the national median$5 below the California median
$10 below the national median$10 below the California median
per item · Incoming/Outgoing · Institution’s schedule
$25 below the national median$20 below the California median
per item · Incoming/Outgoing · Institution’s schedule
At the national medianAt the California median
$2.50 below the national median$2.50 above the California median
$1.50 below the national median$2.50 below the California median
per item · Institution’s schedule
$5 above the national median$4.50 above the California median
per item · Non-customer/non-RCB check · Institution’s schedule
$5 above the national median$4.50 above the California median
$17.50 below the national median$10 below the California median
per item · Institution’s schedule
$12.50 above the national medianAt the California median
per item · Source
$55 above the national median$25 above the California median
per year · Institution’s schedule
$15 below the national median$45 below the California median
per year · Institution’s schedule
$15 above the national median$15 below the California median
per year · Institution’s schedule
$5 below the national median$35 below the California median
per year · Institution’s schedule
$55 above the national median$25 above the California median
$15 below the national median$45 below the California median
$15 above the national median$15 below the California median
$5 below the national median$35 below the California median
$50 above the national median$55 above the California median
$10 below the national median$10 below the California median
$5 below the national median$5 below the California median
per year · Source
$5 below the national median$5 below the California median
$2 above the national median$0.75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ACH Monthly Fee Non-Prefunded | $25Above the typical range ($4–$10 nationally) | $19 above the national median$19.50 above the California median | per month | — | Source |
| ACH Monthly Fee Pre-Funded | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.50 above the California median | per month | — | Institution’s schedule |
| Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | Minimum daily balance $1,000.00 required to avoid | Institution’s schedule |
| CD Early Withdrawal Penalty | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the California median | per item | — | Institution’s schedule |
| Early Account Closing | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the California median | one time | Less than 3 months | Institution’s schedule |
| Early Account Closing (Less than 3 months) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - Item Paid | $35Above the typical range ($25–$33 nationally) | $5 above the national median$10 above the California median | — | — | Source |
| Non-Sufficient Funds (NSF) Fee - Item Returned | $35 | ||||
ATM & CardVerified | |||||
| Foreign ATM Usage Charge | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | per transaction | — | Source |
| Debit Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the California median | per item | Incoming/Outgoing | Institution’s schedule |
| International Wire Transfer | $25 | ||||
Check ServicesVerified | |||||
| Cashiers/Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop Payment | $25 | ||||
Digital & ElectronicVerified | |||||
| ACH Reject Fee | $7.50Below the typical range ($15–$30 nationally) | $17.50 below the national median$10 below the California median | per item | — | Institution’s schedule |
Account ServicesVerified | |||||
| Fee per Notary Stamp or Oath | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | per item | — | Source |
| Safe Deposit Box - 10x10 | $100 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the California median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Fee (Incoming/Outgoing) | $10Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the California median | per year | — | Source |
| IRA External Transfer/Closing per IRA Plan | $20 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 47 others that publish it, 40 lower, 7 the same and 0 higher.
Monthly maintenance
$15.00
Of 52 others that publish it, 44 lower, 3 the same and 5 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
32
Under review
0
Assets
$566.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$566.0M
Total deposits
$504.9M
Service charge income
$157K
Fee income ratio
2.5%
Return on assets
1.20%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$12 above the California median |
| — |
| — |
| Source |
| $5 below the national median$5 below the California median |
| — |
| — |
| Source |
| $25 below the national median$20 below the California median |
| per item |
| Incoming/Outgoing |
| Institution’s schedule |
| $2.50 below the national median$2.50 above the California median |
| — |
| — |
| Source |
| Counter Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$2.50 below the California median | per item | — | Institution’s schedule |
| Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | per item | Non-customer/non-RCB check | Institution’s schedule |
| Check Cashing Fee (non-customer/non-RCB check) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | — | — | Source |
| $55 above the national median$25 above the California median |
| per year |
| — |
| Institution’s schedule |
| Safe Deposit Box - 3x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$45 below the California median | per year | — | Institution’s schedule |
| Safe Deposit Box - 5x10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 below the California median | per year | — | Institution’s schedule |
| Safe Deposit Box - 5x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$35 below the California median | per year | — | Institution’s schedule |
| Safe Deposit Box 10 x 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$25 above the California median | — | — | Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$45 below the California median | — | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 below the California median | — | — | Source |
| Safe Deposit Box 5 x 5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$35 below the California median | — | — | Source |
| Tax Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$55 above the California median | — | — | Source |
| $5 below the national median$5 below the California median |
| — |
| — |
| Source |