vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.75 above the Arkansas median
per month · Source
$2 below the national median$2.25 below the Arkansas median
per month · Source
$6 below the national median$6.25 below the Arkansas median
per month · Source
At the national medianAt the Arkansas median
At the national medianAt the Arkansas median
per item · Source
$5 above the national median$2.50 above the Arkansas median
per item · Source
$2.50 below the national median$0.53 below the Arkansas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.75 above the Arkansas median | per month | — | Source |
| Monthly service fee | $4Within the typical range ($4–$10 nationally) | $2 below the national median$2.25 below the Arkansas median | per month | — | Source |
| Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.25 below the Arkansas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Overdraft Privilege Standard or Extended Coverage | $30 | ||||
Digital & ElectronicVerified | |||||
| Free online banking & bill pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.53 below the Arkansas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
3 of 15
Published fees
7
Under review
0
Assets
$593.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$593.5M
Total deposits
$480.7M
Service charge income
$268K
Fee income ratio
3.8%
Return on assets
1.84%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Arkansas median |
| per item |
| — |
| Source |
| Overdraft Protection transfer to another deposit account you have at Cross Bank | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$2.50 above the Arkansas median | per item | — | Source |