vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Indiana median
At the national medianAt the Indiana median
per month · Source
$10 above the national median$10 above the Indiana median
per quarter · Source
$3 below the national median$3 below the Indiana median
$5 above the national median$5 above the Indiana median
per month · Source
$5 above the national median$5 above the Indiana median
$5 above the national median$5 above the Indiana median
per item · Source
$1.50 above the national median$1 above the Indiana median
At the national medianAt the Indiana median
$7.50 above the national median$5 above the Indiana median
$10 below the national median$12.50 below the Indiana median
At the national medianAt the Indiana median
per item · Source
$2.45 above the national median$4.95 above the Indiana median
per month · Source
$30 below the national median$5 below the Indiana median
$30 above the national median$55 above the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Indiana median | — | — | Source |
| per month (inactive for one year) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per month | — | Source |
| per quarter (inactive for three years) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Indiana median | per quarter | — | Source |
| Free Paper Statements | $0Below the typical range ($2–$4.95 nationally) | $3 below the national median$3 below the Indiana median | — | — | Source |
| Paper statements | $8Above the typical range ($2–$4.95 nationally) | $5 above the national median$5 above the Indiana median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Indiana median | — | — | Source |
| Non-Sufficient Funds Fee | $35 | ||||
ATM & CardVerified | |||||
| DSB Customer Withdrawal at non-DeMotte State Bank ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the Indiana median | — | — | Source |
| Card Replacement (ATM/Debit card) | $10 | ||||
Check ServicesVerified | |||||
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Indiana median | — | — | Source |
| Stop Payment Renewal | $17.50 | ||||
Digital & ElectronicVerified | |||||
| Online BILL PAY | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$4.95 above the Indiana median | per month | — | Source |
Account ServicesVerified | |||||
| Garnishment Fee/Court Order | $20Below the typical range ($30–$87.50 nationally) | $30 below the national median$5 below the Indiana median | — | — | Source |
| Levy | $80 | ||||
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Headline fees vs. national median
Headline fees published
5 of 15
Published fees
15
Under review
0
Assets
$622.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$622.0M
Total deposits
$514.9M
Service charge income
$207K
Fee income ratio
3.1%
Return on assets
1.61%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Indiana median |
| per item |
| — |
| Source |
| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| $10 below the national median$12.50 below the Indiana median |
| — |
| — |
| Source |
| Image of Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| $30 above the national median$55 above the Indiana median |
| — |
| — |
| Source |