Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

FNBC Bank & Trust

La Grange, IllinoisBankChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days$50Above the typical range ($10–$25 nationally)

ATM & CardVerified

ATM/DEBIT Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Illinois median
Source
ATM/DEBIT Expedited Replacement Card$65Above the typical range ($30–$50 nationally)
$25 above the national median$20 above the Illinois median
Source

Wire TransfersVerified

WIRE TRANSFERS: Outgoing (Domestic)$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Illinois median
Source
WIRE TRANSFERS: Incoming (Domestic/Foreign)$0Below the typical range ($10–$25 nationally)
$20 below the national median$20 below the Illinois median
Source

Check ServicesVerified

Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median$0.50 below the Illinois median
Source
Copies of canceled checks$1Below the typical range ($2–$5 nationally)
$2 below the national median$3 below the Illinois median
per item · Source

Cash & DepositVerified

Return Deposit Check$4.50Below the typical range ($8–$25 nationally)
$10.50 below the national median$10.50 below the Illinois median
Source
Night Depository Keys$10Within the typical range ($5–$20 nationally)
At the national median$2.50 above the Illinois median
Source

Account ServicesVerified

Notary Fees$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$1 below the Illinois median
Source
Box drilling (subject to change per vendor pricing)$350Above the typical range ($30–$70 nationally)
$305 above the national median$305 above the Illinois median
Source
Lost Key/Re-key (subject to change per vendor pricing)$180Above the typical range ($30–$70 nationally)
$135 above the national median$135 above the Illinois median
Source
Garnishments, Levies etc.$150Above the typical range ($30–$90 nationally)
$100 above the national median$75 above the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days	$50Above the typical range ($10–$25 nationally)	$32.50 above the national median$30 above the Illinois median	—	—	Source
Overdraft & NSFVerified
Overdraft fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$20 below the Illinois median	per item	—	Source
ATM & CardVerified
ATM/DEBIT Replacement Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Illinois median	—	—	Source
ATM/DEBIT Expedited Replacement Card	$65
Wire TransfersVerified
WIRE TRANSFERS: Outgoing (Domestic)	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Illinois median	—	—	Source
WIRE TRANSFERS: Incoming (Domestic/Foreign)	$0
Check ServicesVerified
Temporary Checks	$1Within the typical range ($1–$4 nationally)	$1 below the national median$0.50 below the Illinois median	—	—	Source
Copies of canceled checks	$1
Cash & DepositVerified
Return Deposit Check	$4.50Below the typical range ($8–$25 nationally)	$10.50 below the national median$10.50 below the Illinois median	—	—	Source
Night Depository Keys	$10
Account ServicesVerified
Notary Fees	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$1 below the Illinois median	—	—	Source
Box drilling (subject to change per vendor pricing)	$350
Retirement & IRAVerified
IRA Closing Fee	$40Above the typical range ($25–$35 nationally)	$15 above the national median$13.50 above the Illinois median	—	—	Source
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Illinois median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

16 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$581.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$581.6M

Total deposits

$525.1M

Service charge income

$39K

Fee income ratio

0.56%

Return on assets

1.55%

Branches

Service charge income by quarter

Q2 2026$39K

Q1 2026$36K

Q4 2025$40K

Q3 2025$44K

Financial profile · Pro

Performance from regulator filings

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Based on 65,789 published fee entries from 3,612 institutions

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