Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Farmers Bank

Buhl, IdahoBankSan Francisco Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Tradition Checking Monthly service charge$7Within the typical range ($4–$10 nationally)

Wire TransfersVerified

Wire Transfer - Outgoing: Customer$25Within the typical range ($20–$25 nationally)
At the national medianAt the Idaho median
Source
Wire Transfer - Outgoing: Non-Customer$40Above the typical range ($20–$25 nationally)
$15 above the national median$15 above the Idaho median
Source
Wire Transfer - Incoming: Customer$10Within the typical range ($5–$15 nationally)
At the national median$1.25 below the Idaho median
Source
Wire Transfer - Incoming: Non-Customer$15Within the typical range ($5–$15 nationally)
$5 above the national median$3.75 above the Idaho median
Source
Wire Transfer - Outgoing: Foreign (customer)$50Within the typical range ($40–$50 nationally)
At the national medianAt the Idaho median
Source

Check ServicesVerified

Cashier's Checks$0Below the typical range ($3–$6 nationally)
$5 below the national median$3 below the Idaho median
per item · Source
Official Check$5Within the typical range ($3–$6 nationally)
At the national median$2 above the Idaho median
Source
Money Orders$4Above the typical range ($1.50–$3 nationally)
$2 above the national median$2.25 above the Idaho median
Source
Money Orders$0Below the typical range ($1.50–$3 nationally)
$2 below the national median$1.75 below the Idaho median
per item · Source
Money Orders and Cashier's Checks (2 per day)$0Below the typical range ($1.50–$3 nationally)
$2 below the national median$1.75 below the Idaho median
per day · Source
First order of checks$0Within the typical range ($0–$15 nationally)
$1.25 below the national median
one time · Source
Two boxes of checks per year (Tradition Plus)$0Within the typical range ($0–$15 nationally)
$1.25 below the national median
Source
Stop Payments (good for 6 months)$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$2.50 above the Idaho median
Source
Counter Checks$0.25Below the typical range ($1–$4 nationally)
$1.75 below the national median$0.75 below the Idaho median
per item · Source
Non-Customer check cashing (per check)$35Above the typical range ($5–$10 nationally)
$30 above the national median$25 above the Idaho median
per item · Source

Account ServicesVerified

Safe Deposit Box Drilling$250Above the typical range ($30–$70 nationally)
$205 above the national median$230 above the Idaho median
Source
Safe Deposit Key Replacement$20Below the typical range ($30–$70 nationally)
$25 below the national medianAt the Idaho median
per item · Source
Safe Deposit Late Payment Fee (30 day past due)$10Below the typical range ($30–$70 nationally)
$35 below the national median$10 below the Idaho median
Source
Garnishments$75Within the typical range ($30–$87.50 nationally)
$25 above the national median$50 above the Idaho median
Source
Verification of Deposit and Credit Ratings$5Within the typical range ($5–$15 nationally)
$5 below the national median$2.50 below the Idaho median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Tradition Checking Monthly service charge	$7Within the typical range ($4–$10 nationally)	$1 above the national median$3 above the Idaho median	per month	—	Source
A service fee is assessed, if your minimum balance drops below during the month	$7Within the typical range ($5–$10 nationally)	At the national median	per month	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #14124. canonical_hint=minimum_balance; text_hash=67e7557ab065fe8515732e81cb04c0ed1249c04e17a5e77fdc7249f8414508b0; excerpt="A $7 service fee is assessed, if your minimum balance drops below $2,000 during the month"	Source
Service fee is applied if minimum balance drops below	$2Below the typical range ($5–$10 nationally)	$5 below the national median	per month	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #14123. canonical_hint=minimum_balance; text_hash=593ecfd2904ea0547fe6fe77482a3cc2275a8a989816f4f08eebf4b3a56fd4e7; excerpt="A $2 service fee is applied if minimum balance drops below $50"	Source
Dormant Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Idaho median	—	—	Source
Account Research	$30Above the typical range ($12–$25 nationally)	$12.50 above the national median$11.25 above the Idaho median	—	—	Source
Return Mail	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$13.75 below the Idaho median	—	—	Source
Mailed statements will be assessed a	$3Within the typical range ($2–$4.95 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Overdraft (each debit or check paid)	$30Within the typical range ($25–$33 nationally)	At the national median$1.50 above the Idaho median	per item	—	Source
Non-sufficient funds (NSF) item (each)	$30
ATM & CardVerified
VISA® Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median$2 above the Idaho median	—	—	Source
Wire TransfersVerified
Wire Transfer - Outgoing: Customer	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Idaho median	—	—	Source
Wire Transfer - Outgoing: Non-Customer	$40
Check ServicesVerified
Cashier's Checks	$0Below the typical range ($3–$6 nationally)	$5 below the national median$3 below the Idaho median	per item	—	Source
Official Check	$5
Digital & ElectronicVerified
Business Bill Pay	$10Above the typical range ($0–$9.95 nationally)	$7.50 above the national medianAt the Idaho median	per month	—	Source
Account ServicesVerified
Safe Deposit Box Drilling	$250Above the typical range ($30–$70 nationally)	$205 above the national median$230 above the Idaho median	—	—	Source
Safe Deposit Key Replacement	$20

Against San Francisco Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$30.00
Of 45 others that publish it, 20 lower, 9 the same and 16 higher.
Monthly maintenance
$7.00
Of 49 others that publish it, 22 lower and 27 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$678.4M

Total deposits

$563.4M

Service charge income

$195K

Fee income ratio

2.5%

Return on assets

1.63%

Branches

Service charge income by quarter

Q2 2026$195K

Q1 2026$174K

Q4 2025$179K

Q3 2025$171K

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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