vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$6.50 below the New York median
per month · Source
$12.50 above the national median$12.50 above the New York median
$12.50 below the national median$12.50 below the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Source
$5 below the national median$5 below the New York median
$5 above the national median$9.25 above the New York median
per item · Source
$5 below the national median$0.75 below the New York median
$5 above the national median$9.25 above the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Source
$2 above the national median$2 above the New York median
per item · Source
$2 above the national median$2 above the New York median
per item · Source
$3 above the national median$3 above the New York median
per item · Source
$6 below the national median$11 below the New York median
per item · Source
$6 below the national median$11 below the New York median
per item · Source
$0.50 below the national medianAt the New York median
per item · Source
$155 above the national median$145 above the New York median
At the national median$25 below the New York median
per item · Source
At the national median$25 below the New York median
per item · Source
$2 below the national median$2 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| account fees in addition to the normal service charges (e.g., monthly maintenance fees, etc.) while it is in dormant sta | $3Below the typical range ($5–$10 nationally) | $2 below the national median$6.50 below the New York median | per month | — | Source |
| ▪ Account Reconciliation / Research | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$12.50 above the New York median | — | — | Source |
| Undeliverable Mail (After 2 Consecutive Returns) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
Overdraft & NSFVerified | |||||
| ▪ NSF Paid Item(s) Charge (Uncollected / Insufficient Funds) 2 | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the New York median | per item | — | Source |
| This fee will be shown as “NSF PAID ITEM(S) CHARGE” on your bank statement. Also, the combination of Uncollected/Insuffi | |||||
ATM & CardVerified | |||||
| Non-customer & Out-Of-Network ATM cardholders | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per item | — | Source |
| ATM Card Replacement | $5 | ||||
Check ServicesVerified | |||||
| ▪ Cashier’s Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Cashier’s Check | $7 | ||||
Cash & DepositVerified | |||||
| ▪ Chargeback Items (Deposit Item Return) 1 | $9Within the typical range ($8–$25 nationally) | $6 below the national median$11 below the New York median | per item | — | Source |
| Chargeback Items (Deposit Item Return) 1 | $9 | ||||
Account ServicesVerified | |||||
| ▪ Telephone/Fax Transfer/Notary | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | per item | — | Source |
| Safe Deposit Box Key Deposit for Loss | $200 | ||||
Other FeesVerified | |||||
| Interim Statement (Business accounts only) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$618.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$618.0M
Total deposits
$517.7M
Service charge income
$471K
Fee income ratio
6.5%
Return on assets
1.25%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| $25Within the typical range ($25–$33 nationally) |
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| ▪ NSF Returned Item(s) Charge (Check/ACH) 2 | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | per item | — | Source |
| combination of Uncollected/Insufficient Funds Check/ACH Charge | $25Within the typical range ($25–$32 nationally) | $5 below the national median$0.75 below the New York median | — | — | Source |
| NSF Returned Item(s) Charge (Check/ACH) 2 | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | per item | — | Source |
| $5 below the national median$5 below the New York median |
| per item |
| — |
| Source |
| $2 above the national median$2 above the New York median |
| per item |
| — |
| Source |
| ▪ Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$3 above the New York median | per item | — | Source |
| $6 below the national median$11 below the New York median |
| per item |
| — |
| Source |
| $155 above the national median$145 above the New York median |
| — |
| — |
| Source |
| ▪ Legal Processing Fee/ Tax Levy | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the New York median | per item | — | Source |
| Legal Processing Fee/ Tax Levy | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the New York median | per item | — | Source |