vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Indiana median
per month · Source
At the national medianAt the Indiana median
At the national medianAt the Indiana median
$0.50 above the national medianAt the Indiana median
per item · Source
$1.50 above the national median$1 above the Indiana median
$5 below the national median$5 below the Indiana median
$5 below the national medianAt the Indiana median
$10 below the national median$9 below the Indiana median
$3 above the national median$3 above the Indiana median
per item · Source
$2.50 above the national medianAt the Indiana median
At the national medianAt the Indiana median
$5 above the national medianAt the Indiana median
$2.50 below the national medianAt the Indiana median
$12.45 above the national median$14.95 above the Indiana median
$7.45 above the national median$9.95 above the Indiana median
$155 above the national median$160 above the Indiana median
$80 above the national median$85 above the Indiana median
per year · Source
$10 above the national median$15 above the Indiana median
per year · Source
At the national median$5 above the Indiana median
per year · Source
$30 above the national median$35 above the Indiana median
per year · Source
$5 above the national median$10 above the Indiana median
per year · Source
$2 below the national median$2 below the Indiana median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive/Dormant Charge (Per Month) Three (3) years of inactivity for savings, twelve (12) months of inactivity for chec | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (OD)/NSF Charge | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Returned Check Charge | $30 | ||||
ATM & CardVerified | |||||
| Non First Federal ATM Usage (Per Occurrence) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Indiana median | per item | — | Source |
| Non First Federal Cardholder at First Federal ATM | $3 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic (only) Wire Fee | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Indiana median | — | — | Source |
| Incoming Domestic or International Wire Fee | $10 | ||||
Check ServicesVerified | |||||
| Official Check / Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$3 above the Indiana median | per item | — | Source |
| Stop Payment (ACH & Check) | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Charge | $30Within the typical range ($15–$30 nationally) | $5 above the national medianAt the Indiana median | — | — | Source |
| Bill Pay Online Banking Service | $0 | ||||
Account ServicesVerified | |||||
| Drilling Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$160 above the Indiana median | — | — | Source |
| Safe Deposit Box 10x10 | $125 | ||||
Other FeesVerified | |||||
| Statement Copies (Per Page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Indiana median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
22
Under review
0
Assets
$686.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$686.6M
Total deposits
$540.4M
Service charge income
$245K
Fee income ratio
2.9%
Return on assets
1.12%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| $1.50 above the national median$1 above the Indiana median |
| — |
| — |
| Source |
| Debit/ATM Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Indiana median | — | — | Source |
| $10 below the national median$9 below the Indiana median |
| — |
| — |
| Source |
| $2.50 above the national medianAt the Indiana median |
| — |
| — |
| Source |
| Check Copies | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | — | — | Source |
| $2.50 below the national medianAt the Indiana median |
| — |
| — |
| Source |
| Optional Next Day Online Bill Payment | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.95 above the Indiana median | — | — | Source |
| Optional Overnight Online Bill Payments | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Indiana median | — | — | Source |
| $80 above the national median$85 above the Indiana median |
| per year |
| — |
| Source |
| Safe Deposit Box 3x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$15 above the Indiana median | per year | — | Source |
| Safe Deposit Box 3x5 | $45Within the typical range ($30–$70 nationally) | At the national median$5 above the Indiana median | per year | — | Source |
| Safe Deposit Box 5x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$35 above the Indiana median | per year | — | Source |
| Safe Deposit Box 5x5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Indiana median | per year | — | Source |