Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Quaint Oak Bank

Southampton, PennsylvaniaBankPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (Monthly)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds Fee (NSF)$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source
Overdraft fee$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Overdraft Transfer Fee (Daily)$10Above the typical range ($3–$5 nationally)
$5 above the national median
per day · Source

ATM & CardVerified

Debit Card Replacement Fee$7.50Within the typical range ($5–$10 nationally)
$2.50 below the national median
Source
Expedited Debit Card Replacement$80Above the typical range ($30–$50 nationally)
$40 above the national median
Source

Wire TransfersVerified

Int. Wire Transfer – Outgoing$40Above the typical range ($20–$25 nationally)
$15 above the national median
Source
Int. Wire Transfers – Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Wire Transfers – Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfers – Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Official Check Fee$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment (ACH, Debit Card, Check)$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (Monthly)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Early Account Closing Fee (If closed within 90 days)	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Paper Statements	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fee (NSF)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	—	Source
Overdraft fee	$35
ATM & CardVerified
Debit Card Replacement Fee	$7.50Within the typical range ($5–$10 nationally)	$2.50 below the national median	—	—	Source
Expedited Debit Card Replacement	$80
Wire TransfersVerified
Int. Wire Transfer – Outgoing	$40Above the typical range ($20–$25 nationally)	$15 above the national median	—	—	Source
Int. Wire Transfers – Incoming	$20
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Official Check Fee	$5
Cash & DepositVerified
Deposit Item Returned Fee	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
Notary Fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 17 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$631.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$631.5M

Total deposits

$556.8M

Service charge income

$76K

Fee income ratio

1.0%

Return on assets

0.55%

Branches

Service charge income by quarter

Q2 2026$76K

Q1 2026$70K

Q4 2025$80K

Q3 2025$85K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

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