Quaint Oak Bank

Headquarters: Southampton, Pennsylvania
Charter: Bank
Assets: $631.5M
Fed district: Philadelphia

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Quaint Oak Bank: $35
Quaint Oak Bank: $35
U.S. median: no median
NSF / Returned Item
Quaint Oak Bank: $35
Quaint Oak Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Quaint Oak Bank: $20
Quaint Oak Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Quaint Oak Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing Fee (If closed within 90 days) (audience not stated, treated as personal)$20
Dormant Account Fee (Monthly) (audience not stated, treated as personal)$5
per month
Paper Statements (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft fee (audience not stated, treated as personal)$35
Non-Sufficient Funds Fee (NSF) (audience not stated, treated as personal)$35
Overdraft Transfer Fee (Daily) (audience not stated, treated as personal)$10
Not compared: Daily charge, not per item
per day

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing Fee (If closed within 90 days) (audience not stated, treated as personal)	$20	Not stated	None
Dormant Account Fee (Monthly) (audience not stated, treated as personal)	$5	per month	None
Paper Statements (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft fee (audience not stated, treated as personal)	$35	Not stated	None
Non-Sufficient Funds Fee (NSF) (audience not stated, treated as personal)	$35	Not stated	None
Overdraft Transfer Fee (Daily) (audience not stated, treated as personal)	$10Not compared: Daily charge, not per item	per day	None
ATM & Card
Debit Card Replacement Fee (audience not stated, treated as personal)	$7.50	Not stated	None
Expedited Debit Card Replacement (audience not stated, treated as personal)	$80	Not stated	None
Wire Transfers
Wire Transfers – Outgoing (audience not stated, treated as personal)	$20	Not stated	None
Wire Transfers – Incoming (audience not stated, treated as personal)	$15	Not stated	None
Check Services
Official Check Fee (audience not stated, treated as personal)	$5	Not stated	None
Stop Payment (ACH, Debit Card, Check) (audience not stated, treated as personal)	$25	Not stated	None
Foreign Check Collection (audience not stated, treated as personal)	$75	Not stated	None
Check Copy (audience not stated, treated as personal)	$2	Not stated	None
Cash & Deposit
Deposit Item Returned Fee (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Notary Fee (audience not stated, treated as personal)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 16 fees.

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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