vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per month · Source
$17.50 above the national median$17.50 above the New York median
$1 above the national median$1 above the New York median
per transaction · Source
$2.50 below the national median$2.50 below the New York median
per item · Source
$3.50 below the national median$3.50 below the New York median
per item · Source
$15 above the national median$15 above the New York median
per item · Source
$15 above the national median$15 above the New York median
per item · Source
$5 below the national medianAt the New York median
per item · Source
$8 above the national median$8 above the New York median
per item · Source
$2.50 above the national median$5 above the New York median
per item · Source
$5 above the national medianAt the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee (After 12 months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Account Research/Reconciliation | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$17.50 above the New York median | — | — | Source |
ATM & CardVerified | |||||
| Non-Carver and Allpoint ATM Withdrawals | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the New York median | per transaction | — | Source |
| Replacement Card | $7.50 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the New York median | per item | — | Source |
| Incoming Wire Transfer (customers only) | $25 | ||||
Check ServicesVerified | |||||
| Paid Money Order | $10Above the typical range ($1.50–$3 nationally) | $8 above the national median$8 above the New York median | per item | — | Source |
| Stop Payment for Bill Payments | $30 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $20Within the typical range ($8–$25 nationally) | $5 above the national medianAt the New York median | per item | — | Source |
Fee change alerts
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Headline fees published
7 of 15
Published fees
11
Under review
0
Assets
$658.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$658.1M
Total deposits
$580.6M
Service charge income
$312K
Fee income ratio
4.4%
Return on assets
-0.76%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| $2.50 below the national median$2.50 below the New York median |
| per item |
| — |
| Source |
| Expedited debit card/Express Debit | $36.50Within the typical range ($30–$50 nationally) | $3.50 below the national median$3.50 below the New York median | per item | — | Source |
| $15 above the national median$15 above the New York median |
| per item |
| — |
| Source |
| Foreign, Outgoing Wire Transfer | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the New York median | per item | — | Source |
| $2.50 above the national median$5 above the New York median |
| per item |
| — |
| Source |