vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Illinois median
$3 below the national median$3 below the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
$4 above the national median$4 above the Illinois median
$3 above the national median$3 above the Illinois median
per day · Source
$5 below the national median$5 below the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$25 above the national median$25 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
$25 above the national median$25 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$2 above the national median$2 above the Illinois median
$3 above the national median$2.75 above the Illinois median
per item · Institution’s schedule
$6.50 above the national median$4.50 above the Illinois median
per item · Source
$1 below the national medianAt the Illinois median
per item · Source
At the national median$2.50 above the Illinois median
per item · Source
$50 above the national median$25 above the Illinois median
per item · Source
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early closing (account closed within 6 months of opening) Not applicable to CD accounts – Early withdrawal penalty may a | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Dormant account (may not be applicable in all states) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Illinois median | per month | — | Source |
| Account reconciliation assistance | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft-paid item | $34Above the typical range ($25–$33 nationally) | $4 above the national median$4 above the Illinois median | — | — | Source |
| Overdraft-continuous | $8 | ||||
ATM & CardVerified | |||||
| Debit card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Illinois median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire transfer-outgoing domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Wire Transfer-outgoing domestic: Exception | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Illinois median | — | — | Source |
| Money order | $5 | ||||
Cash & DepositVerified | |||||
| Night depository key | $10Within the typical range ($5–$20 nationally) | At the national median$2.50 above the Illinois median | per item | — | Source |
Account ServicesVerified | |||||
| Legal service (levies, garnishments, subpoenas, etc.) | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$25 above the Illinois median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$34
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$819.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$819.7M
Total deposits
$669.0M
Service charge income
$46K
Fee income ratio
0.62%
Return on assets
0.56%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3 above the Illinois median |
| per day |
| — |
| Source |
| $25 above the national median$25 above the Illinois median |
| per item |
| — |
| Source |
| Wire transfer-incoming domestic | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Wire transfer-outgoing international | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Illinois median | per item | — | Source |
| Wire Transfer-outgoing international: Exception | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Illinois median | per item | — | Source |
| Wire transfer-incoming international | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| $3 above the national median$2.75 above the Illinois median |
| per item |
| — |
| Institution’s schedule |
| Stop payment request | $34Above the typical range ($20–$30 nationally) | $6.50 above the national median$4.50 above the Illinois median | per item | — | Source |
| Temporary checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Illinois median | per item | — | Source |