vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Vermont median
At the national medianAt the Vermont median
per month · Source
$1 below the national median$2 above the Vermont median
$1 below the national median$4 above the Vermont median
$0.50 below the national medianAt the Vermont median
per item · Source
$0.50 below the national medianAt the Vermont median
$5 below the national median$5 below the Vermont median
per item · Source
$5 below the national medianAt the Vermont median
$5 below the national median$5 below the Vermont median
At the national medianAt the Vermont median
per item · Source
$15 above the national median$15 above the Vermont median
per item · Source
$7.50 below the national medianAt the Vermont median
per item · Source
At the national medianAt the Vermont median
per item · per sheet / 4 checks per sheet · Institution’s schedule
$2.50 below the national median$2.75 below the Vermont median
$130 above the national median$90 above the Vermont median
$30 above the national median$10 below the Vermont median
$20 above the national median$20 below the Vermont median
$80 above the national median$40 above the Vermont median
$40 above the national medianAt the Vermont median
$255 above the national median$215 above the Vermont median
$5 above the national median$35 below the Vermont median
At the national medianAt the Vermont median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Vermont median | — | — | Source |
| Statement options include eStatements / paper statements | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Vermont median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Paid Item | $29Within the typical range ($25–$33 nationally) | $1 below the national median$2 above the Vermont median | — | — | Source |
| Overdraft Charge: Returned Item | $29 | ||||
ATM & CardVerified | |||||
| ATM debit item charge (non-Ledyard ATM) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Vermont median | per item | — | Source |
| Withdrawal Service Charge (Usage Non-Ledyard ATM) | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Vermont median | — | — | Source |
| Wire Transfers: Incoming Domestic | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Vermont median | per item | — | Source |
| Certified Check | $20 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay (Statement Savings) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.75 below the Vermont median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10X10 | $175Above the typical range ($30–$70 nationally) | $130 above the national median$90 above the Vermont median | — | — | Source |
| Safe Deposit Box 3X10 | $75 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 56 others that publish it, 11 lower and 45 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$874.4M
Service charge income
$87K
Fee income ratio
0.70%
Return on assets
0.77%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $1 below the national median$4 above the Vermont median |
| — |
| — |
| Source |
| $0.50 below the national medianAt the Vermont median |
| — |
| — |
| Source |
| Debit/ATM Card: Lost Card Replacement Fee per card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Vermont median | per item | — | Source |
| $5 below the national median$5 below the Vermont median |
| — |
| — |
| Source |
| Wire Transfers: Incoming Foreign | $10Within the typical range ($10–$25 nationally) | $10 below the national median | — | — | Source |
| $15 above the national median$15 above the Vermont median |
| per item |
| — |
| Source |
| Stop Payment Order | $20Within the typical range ($20–$30 nationally) | $7.50 below the national medianAt the Vermont median | per item | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Vermont median | per item | per sheet / 4 checks per sheet | Institution’s schedule |
| $30 above the national median$10 below the Vermont median |
| — |
| — |
| Source |
| Safe Deposit Box 3X5 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$20 below the Vermont median | — | — | Source |
| Safe Deposit Box 5X10 | $125Above the typical range ($30–$70 nationally) | $80 above the national median$40 above the Vermont median | — | — | Source |
| Safe Deposit Box 5X5 | $85Above the typical range ($30–$70 nationally) | $40 above the national medianAt the Vermont median | — | — | Source |
| Safe Deposit Box Drilling Fee (per box) | $300Above the typical range ($30–$70 nationally) | $255 above the national median$215 above the Vermont median | — | — | Source |
| Safe Deposit Box Key Replacement | $50Within the typical range ($30–$70 nationally) | $5 above the national median$35 below the Vermont median | — | — | Source |
| Writs/Levies/Attachments | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Vermont median | per item | — | Source |