8 banks and credit unions have branches in South Charleston. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from West Virginia
South Charleston counts institutions with a branch here, wherever headquartered. West Virginia counts institutions headquartered in the state.
South Charleston
5 institutions with a branch here
$12
West Virginia
11 institutions headquartered in West Virginia
$8
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose South Charleston median sits furthest from West Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare South Charleston with West Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
South Charleston
6 institutions with a branch here
$33
West Virginia
28 institutions headquartered in West Virginia
$30
U.S.
2,605 institutions in the index
$30
South Charleston covers every institution with a branch here, wherever it is headquartered. West Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 6 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Charleston, WV · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Charleston, WV · 1 branch here
Account not yet known
“Courtesy Pay | $20”
Credit union, membership rules apply · based in Charleston, WV · 1 branch here
Account not yet known
“$300.01 – $500.00 | $35.00”
Credit union, membership rules apply · based in South Charleston, WV · 1 branch here
Credit union, membership rules apply · based in South Charleston, WV · 1 branch here
Account not yet known
“NSF/Overdraft Fee - $32 plus Service Provider Fee - 1.5% of any unpaid amounts & collection costs Courtesy Pay Fee - $32 plus Service Provider Fee of 1.5% of any unpaid”
Largest banks by local bank deposits
Share of the $492 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kanawha County
Deposits and branches cover the City of South Charleston. Population and income cover Kanawha County, the county with most of South Charleston's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kanawha County.
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