Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

West Virginia Federal Credit Union

South Charlesto, West VirginiaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=account_research; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Account Reconciliation | $25 per hour (minimum one hour charge)" · Source

Inactive Membership Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=dormant_account; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Inactive Membership Fee | $5 per month No member-initiated activity for 6 months will be assessed on Share & Share Draft Accounts" · Source

monthly maintenance fee if a minimum balance is not kept.$5

$3.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2210. canonical_hint=monthly_maintenance; text_hash=e93aff1ec51ed319fb8ad5876973ff7121de9c5f137bff3057102b275f3ad206; excerpt="$5 monthly maintenance fee if a $500 minimum balance is not kept." · Source

Overdraft & NSFVerified

Courtesy Pay NSF$32Above the typical range ($15–$30 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=nsf; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Courtesy Pay NSF | $32 per item" · Source
NSF/Overdraft Fee -$32Above the typical range ($7.81–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #2210. canonical_hint=overdraft; text_hash=e93aff1ec51ed319fb8ad5876973ff7121de9c5f137bff3057102b275f3ad206; excerpt="NSF/Overdraft Fee - $32 plus Service Provider Fee - 1.5% of any unpaid amounts & collection costs" · Source
Overdraft Protection Transfer Fee from a WVFCU Account$5Within the typical range ($3–$6.88 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=od_protection_transfer; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Overdraft Protection Transfer Fee from a WVFCU Account | $5 per item" · Source
per transaction Premium services available at varying costs as selected NSF/Overdraft Fee$32Above the typical range ($7.81–$30 nationally)
$9.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=overdraft; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="P2P (Person-to-Person) Payment Service | $.60 - $1.75 per transaction Premium services available at varying costs as selected NSF/Overdraft Fee - $32 Courtesy Pay Fee - $32 Stop Pa" · Source

Wire TransfersVerified

Wire Transfer - Incoming to Federal Reserve$15Within the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=wire_domestic_incoming; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Wire Transfer - Incoming to Federal Reserve | $15" · Source
Wire Transfer - Outgoing Local$15Below the typical range ($20–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=wire_domestic_outgoing; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Wire Transfer - Outgoing Local | $15" · Source

Check ServicesVerified

Check Copy$5Within the typical range ($2.25–$5 nationally)
$1.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=check_image; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Check Copy | $5 per item" · Source
Payroll Check Cashing$5Within the typical range ($5–$25 nationally)
$4.50 below the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=check_cashing; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Payroll Check Cashing | $5 (if member account is less than $100)" · Source
Stop Payment$32Above the typical range ($20–$30 nationally)
$7 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=stop_payment; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="P2P (Person-to-Person) Payment Service | $.60 - $1.75 per transaction Premium services available at varying costs as selected NSF/Overdraft Fee - $32 Courtesy Pay Fee - $32 Stop Pa" · Source
Stop Payment -$32Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #2210. canonical_hint=stop_payment; text_hash=e93aff1ec51ed319fb8ad5876973ff7121de9c5f137bff3057102b275f3ad206; excerpt="Stop Payment - $32" · Source

Digital & ElectronicVerified

Mobile Deposit Capture (MDC) Deposit Limit Exception Fee$0.60Within the typical range ($0–$2.95 nationally)
$0.60 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=mobile_deposit; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Mobile Deposit Capture (MDC) Deposit Limit Exception Fee | $0.60 per item" · Source

Cash & DepositVerified

Deposited Item Return (2nd Party)$10Within the typical range ($10–$23.75 nationally)
$5.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=deposited_item_return; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Deposited Item Return (2nd Party) | $10 per item" · Source

Account ServicesVerified

Legal Process$75Within the typical range ($25–$100 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=legal_process; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Legal Process | $75 per occurrence" · Source
Notary Service$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2661. canonical_hint=notary_fee; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Notary Service | FREE" · Source
Telephone Balance Inquiry (by Member Service Rep)$2Within the typical range ($0.88–$2 nationally)
$0.87 above the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=balance_inquiry; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Telephone Balance Inquiry (by Member Service Rep) | $2" · Source

Lending FeesVerified

Loan Modification Fee$250Above the typical range ($25–$100 nationally)
$220 above the national median
Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=loan_origination; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Loan Modification Fee | $250" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=account_research; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Account Reconciliation \| $25 per hour (minimum one hour charge)"	Source
Inactive Membership Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=dormant_account; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Inactive Membership Fee \| $5 per month No member-initiated activity for 6 months will be assessed on Share & Share Draft Accounts"	Source
monthly maintenance fee if a minimum balance is not kept.	$5Within the typical range ($5–$17.50 nationally)	$3.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2210. canonical_hint=monthly_maintenance; text_hash=e93aff1ec51ed319fb8ad5876973ff7121de9c5f137bff3057102b275f3ad206; excerpt="$5 monthly maintenance fee if a $500 minimum balance is not kept."	Source
Overdraft & NSFVerified
Courtesy Pay NSF	$32Above the typical range ($15–$30 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=nsf; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Courtesy Pay NSF \| $32 per item"	Source
NSF/Overdraft Fee -	$32
Wire TransfersVerified
Wire Transfer - Incoming to Federal Reserve	$15Within the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=wire_domestic_incoming; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Wire Transfer - Incoming to Federal Reserve \| $15"	Source
Wire Transfer - Outgoing Local
Check ServicesVerified
Check Copy	$5Within the typical range ($2.25–$5 nationally)	$1.50 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=check_image; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Check Copy \| $5 per item"	Source
Payroll Check Cashing	$5
Digital & ElectronicVerified
Mobile Deposit Capture (MDC) Deposit Limit Exception Fee	$0.60Within the typical range ($0–$2.95 nationally)	$0.60 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=mobile_deposit; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Mobile Deposit Capture (MDC) Deposit Limit Exception Fee \| $0.60 per item"	Source
Cash & DepositVerified
Deposited Item Return (2nd Party)	$10Within the typical range ($10–$23.75 nationally)	$5.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=deposited_item_return; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Deposited Item Return (2nd Party) \| $10 per item"	Source
Account ServicesVerified
Legal Process	$75Within the typical range ($25–$100 nationally)	$40 above the national median	—	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=legal_process; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Legal Process \| $75 per occurrence"	Source
Notary Service	$0
Lending FeesVerified
Loan Modification Fee	$250Above the typical range ($25–$100 nationally)	$220 above the national median	—	Knox deterministic extraction from Rosetta artifact #2661. canonical_hint=loan_origination; text_hash=b09a4733f676a9ee1f4fa6ec5f0277833d52068c65aa8ecc451e92c3ca10234f; excerpt="Loan Modification Fee \| $250"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

42% above the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$141.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$141.6M

Total deposits

$114.2M

Service charge income (year to date)

$194K

Fee income ratio

4.7%

Return on assets

1.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,610 verified fees from 1,539 institutions

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