17 banks and credit unions have branches in the Racine-Mount Pleasant metro area. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Racine-Mount Pleasant metro counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Racine-Mount Pleasant metro
7 institutions with a branch here
$3
Wisconsin
25 institutions headquartered in Wisconsin
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Racine-Mount Pleasant metro median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Racine-Mount Pleasant metro with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Racine-Mount Pleasant metro
11 institutions with a branch here
$32
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Racine-Mount Pleasant metro covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 11 with a published overdraft fee.
Bank · based in Racine, WI · 6 branches here
Account not yet known
“Overdraft (per item) ���������������������������������������������������������������������� $20�00”
Bank · based in Chicago, IL · 6 branches here
Bank · based in Union Grove, WI · 4 branches here
Bank · based in Oak Creek, WI · 4 branches here
Account not yet known
“Overdraft Fee $35.00 per item”
Bank · based in Brookfield, WI · 4 branches here
Account not yet known
“The Overdraft Fee of $36 applies when you overdraw your account and the item(s) causing the overdraft are paid”
Bank · based in Hartland, WI · 3 branches here
Bank · based in Green Bay, WI · 3 branches here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Credit union, membership rules apply · based in Racine, WI · 3 branches here
Account not yet known
“Courtesy Overdraft Privilege (OD Privilege Fee) … $30.00”
Credit union, membership rules apply · based in Brookfield, WI · 3 branches here
Account not yet known
“Premium overdraft/Insufficent funds charge (per item) … 30.00”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $4.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Racine-Mount Pleasant metro's counties
Deposits and branches cover the Racine-Mount Pleasant metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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