Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Johnson Bank

Racine, WisconsinBankChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening ��$35Above the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Overdraft (per item) ��$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source
Returned item (per item) ��$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Source

ATM & CardVerified

Card replacement fee��$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
Expedited card fee��$25Below the typical range ($30–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Cashier's check$10Above the typical range ($3–$6 nationally)
$5 above the national median
per item · Source
Cashier’s check$10Above the typical range ($3–$6 nationally)
$5 above the national median
Source
Copy of cancelled check or other document (per item)��$7Above the typical range ($2–$5 nationally)
$4 above the national median
per item · Source
Counter check fee (per check) ��$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Source
Non-customer check cashing (per check over )$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · Source
Stop payment (per item) ��$35Above the typical range ($20–$30 nationally)
$8.37 above the national median
per item · Source

Account ServicesVerified

Additional or replacement key$10Below the typical range ($30–$70 nationally)
$35 below the national median
Source
Balance inquiry (4 or more per month) ��$1Within the typical range ($1–$2 nationally)
At the national median
per month · Source
Legal request (plus costs)$100Within the typical range ($50–$150 nationally)
At the national median
per item · Plus additional costs · Source

Other FeesVerified

Copy of statement ��$10Above the typical range ($2–$5 nationally)
$7 above the national median
Source
Overnight delivery$20Within the typical range ($20–$44.38 nationally)
$10 below the national median
per item · Source
Overnight delivery (per package)$20Within the typical range ($20–$44.38 nationally)
$10 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening ��	$35Above the typical range ($10–$25 nationally)	$20 above the national median	—	—	Source
Facsimile request (per page long distance)	$7Below the typical range ($20–$25 nationally)	$18 below the national median	per item	—	Source
Statement reconciliation (per hour/	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft (per item) ��	$20Below the typical range ($25–$32 nationally)	$10 below the national median	per item	—	Source
Returned item (per item) ��	$20
ATM & CardVerified
Card replacement fee��	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Expedited card fee��	$25
Check ServicesVerified
Cashier's check	$10Above the typical range ($3–$6 nationally)	$5 above the national median	per item	—	Source
Cashier’s check	$10
Cash & DepositVerified
Coin counting (per dollar)	$0.10Within the typical range ($0–$5 nationally)	$0.65 below the national median	—	—	Source
Account ServicesVerified
Additional or replacement key	$10Below the typical range ($30–$70 nationally)	$35 below the national median	—	—	Source
Balance inquiry (4 or more per month) ��	$1
Other FeesVerified
Copy of statement ��	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	—	Source
Overnight delivery	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$7.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$7.1B

Total deposits

$5.6B

Service charge income

$1.8M

Fee income ratio

2.3%

Return on assets

1.37%

Branches

Service charge income by quarter

Q2 2026$1.8M

Q1 2026$1.7M

Q4 2025$1.6M

Q3 2025$1.7M

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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