Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Educators Federal Credit Union

Racine, WisconsinCredit UnionChicago Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing or Research (per hour)$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=account_research; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Account Balancing or Research (per hour) ................................. $30.00 | Safe Deposit Boxes" · Source

Early Account Closure (Prime first 90 days$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=early_closure; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Early Account Closure (Prime first 90 days | Wire Transfer (outgoing estic) ......................................... $20.00" · Source

Money Market Below Minimum Balance Fee (per month)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=minimum_balance; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Money Market Below Minimum Balance Fee (per month) ........ $10.00 | Wire Transfer (incoming) .......................................................... $10.00" · Source

Overdraft & NSFVerified

Courtesy Overdraft Privilege (OD Privilege Fee)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=overdraft; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Courtesy Overdraft Privilege (OD Privilege Fee) ....................... $30.00 | Lost Key (one key) ...................................................................... $20.00" · Source

ATM & CardVerified

Replacement of Credit Card or Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=card_replacement; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Replacement of Credit Card or Debit Card .................................. $5.00 | Visit www.ecu.com for the fees." · Source

Wire TransfersVerified

Early Account Closure (Prime first 90 days | Wire Transfer (outgoing estic)$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=wire_domestic_outgoing; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Early Account Closure (Prime first 90 days | Wire Transfer (outgoing estic) ......................................... $20.00" · Source
Wire Transfer (incoming)$10Within the typical range ($5–$15 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=wire_domestic_incoming; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Money Market Below Minimum Balance Fee (per month) ........ $10.00 | Wire Transfer (incoming) .......................................................... $10.00" · Source
Wire Transfer (outgoing international)$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=wire_intl_outgoing; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Wire Transfer (outgoing international)................................... $50.00" · Source

Check ServicesVerified

Check Cashing Fee (savings accounts only with less | (waived for estatement accounts)$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=check_cashing; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Check Cashing Fee (savings accounts only with less | (waived for estatement accounts)......................................... $10.00" · Source
Copy of Paid Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=check_image; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Copy of Paid Check* .................................................................... $5.00 | ........................................................................... $45.00" · Source
History or Checks Cleared Printout | Stop Payment on Lost Check/Money Order$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=stop_payment; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="History or Checks Cleared Printout | Stop Payment on Lost Check/Money Order............... $25.00" · Source

Digital & ElectronicVerified

Bill Pay Unlimited Transactions (per month)$15Above the typical range ($0–$10 nationally)
$10.05 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=bill_pay; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Bill Pay Unlimited Transactions (per month) ............................. $15.00" · Source

Account ServicesVerified

Garnishment/Levy Fee (per order)$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=garnishment_levy; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="| Garnishment/Levy Fee (per order)............................................ $30.00" · Source
Lost Key (one key)$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=safe_deposit_box; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Courtesy Overdraft Privilege (OD Privilege Fee) ....................... $30.00 | Lost Key (one key) ...................................................................... $20.00" · Source
Mortgage Subordination Agreement$150Above the typical range ($30–$125 nationally)
$75 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=legal_process; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Statement Copies (per month)* ................................................... $5.00 | Mortgage Subordination Agreement ...................................... $150.00" · Source

Lending FeesVerified

Foreign Check (U.S. or foreign f ............ COST | Late Fee (30 days past due date)$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=late_payment; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Foreign Check (U.S. or foreign f ............ COST | Late Fee (30 days past due date)............................................... $10.00" · Source

Other FeesVerified

Statement Copies (per month)$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=document_reproduction; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Statement Copies (per month)* ................................................... $5.00 | Mortgage Subordination Agreement ...................................... $150.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing or Research (per hour)	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=account_research; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Account Balancing or Research (per hour) ................................. $30.00 \| Safe Deposit Boxes"	Source
Early Account Closure (Prime first 90 days	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=early_closure; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Early Account Closure (Prime first 90 days \| Wire Transfer (outgoing estic) ......................................... $20.00"	Source
Money Market Below Minimum Balance Fee (per month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=minimum_balance; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Money Market Below Minimum Balance Fee (per month) ........ $10.00 \| Wire Transfer (incoming) .......................................................... $10.00"	Source
Overdraft & NSFVerified
Courtesy Overdraft Privilege (OD Privilege Fee)	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=overdraft; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Courtesy Overdraft Privilege (OD Privilege Fee) ....................... $30.00 \| Lost Key (one key) ...................................................................... $20.00"	Source
ATM & CardVerified
Replacement of Credit Card or Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=card_replacement; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Replacement of Credit Card or Debit Card .................................. $5.00 \| Visit www.ecu.com for the fees."	Source
Wire TransfersVerified
Early Account Closure (Prime first 90 days \| Wire Transfer (outgoing estic)	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=wire_domestic_outgoing; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Early Account Closure (Prime first 90 days \| Wire Transfer (outgoing estic) ......................................... $20.00"	Source
Check ServicesVerified
Check Cashing Fee (savings accounts only with less \| (waived for estatement accounts)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=check_cashing; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Check Cashing Fee (savings accounts only with less \| (waived for estatement accounts)......................................... $10.00"	Source
Digital & ElectronicVerified
Bill Pay Unlimited Transactions (per month)	$15Above the typical range ($0–$10 nationally)	$10.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=bill_pay; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Bill Pay Unlimited Transactions (per month) ............................. $15.00"	Source
Account ServicesVerified
Garnishment/Levy Fee (per order)	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=garnishment_levy; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="\| Garnishment/Levy Fee (per order)............................................ $30.00"	Source

Lending FeesVerified
Foreign Check (U.S. or foreign f ............ COST \| Late Fee (30 days past due date)	$10Below the typical range ($15–$25 nationally)	$12.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=late_payment; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Foreign Check (U.S. or foreign f ............ COST \| Late Fee (30 days past due date)............................................... $10.00"	Source
Other FeesVerified
Statement Copies (per month)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5412. canonical_hint=document_reproduction; text_hash=210243ff62922f5052e5687e59ba856e2d43d1929b712ea72701044de4d141bc; excerpt="Statement Copies (per month)* ................................................... $5.00 \| Mortgage Subordination Agreement ...................................... $150.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$4.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.0B

Total deposits

$3.3B

Service charge income (year to date)

$9.7M

Fee income ratio

7.5%

Return on assets

1.39%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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