28 banks and credit unions have branches in the Olympia-Lacey-Tumwater metro area. The Bank Fee Index holds published fees for 25 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Olympia-Lacey-Tumwater metro counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Olympia-Lacey-Tumwater metro
11 institutions with a branch here
$5
Washington
42 institutions headquartered in Washington
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Olympia-Lacey-Tumwater metro median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Olympia-Lacey-Tumwater metro with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Olympia-Lacey-Tumwater metro
17 institutions with a branch here
$30
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,605 institutions in the index
$30
Olympia-Lacey-Tumwater metro covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
28 institutions, 17 with a published overdraft fee.
Credit union, membership rules apply · based in Olympia, WA · 9 branches here
Account not yet known
“Overdraft Service Fee $28 per item”
Bank · based in Olympia, WA · 7 branches here
Credit union, membership rules apply · based in Olympia, WA · 7 branches here
Account not yet known
“Courtesy Pay $27.00 per itemCourtesy Pay Information Footnote9”
Bank · based in Hoquiam, WA · 6 branches here
Bank · based in Cleveland, OH · 6 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Roseburg, OR · 5 branches here
Credit union, membership rules apply · based in Lacey, WA · 5 branches here
Account not yet known
“Overdraft Privilege $30.00 per item”
Bank · based in Olympia, WA · 4 branches here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Credit union, membership rules apply · based in DuPont, WA · 4 branches here
Account not yet known
“Overdraft Fee per occurrence. Check draft, in-person withdrawal, ATM withdrawal, or other electronic means. | $30”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $5.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Olympia-Lacey-Tumwater metro's counties
Deposits and branches cover the Olympia-Lacey-Tumwater metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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