Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

O Bee Federal Credit Union

Lacey, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=early_closure; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Closing $10.00 if the account is closed within 90 days of | Coin Machine Fee 10% of coin total (See Paragraph 13)" · Source

Account Reconciliation, Research or Special Request$30

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=account_research; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Reconciliation, Research or Special Request $30.00 per | Paper Statement Fee $2.50 per month" · Source

per | Paper Statement Fee$2.50

$0.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=paper_statement; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Reconciliation, Research or Special Request $30.00 per | Paper Statement Fee $2.50 per month" · Source

Overdraft & NSFVerified

(ACH or check) for which there are insufficient funds available | Debit Card Rush Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=nsf; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="(ACH or check) for which there are insufficient funds available | Debit Card Rush Fee $25.00" · Source
Non-Sufficient Funds (NSF)$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=nsf; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Non-Sufficient Funds (NSF) $30.00 per returned transaction | PIN Pull $25.00 per incident" · Source
Overdraft from Loan$1Below the typical range ($20–$30 nationally)
$27 below the national median
Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=overdraft; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Overdraft from Loan $1.00 per transfer" · Source
Overdraft from Share$3Below the typical range ($20–$30 nationally)
$25 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=overdraft; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Overdraft from Share $3.00 per transfer | Stop Payment $30 per item" · Source

Wire TransfersVerified

Outgoing Wire Transfer – Domestic$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=wire_domestic_outgoing; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Outgoing Wire Transfer – Domestic $25.00 each | Returned Mail $5.00 per envelope" · Source

Check ServicesVerified

per transfer | Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=stop_payment; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Overdraft from Share $3.00 per transfer | Stop Payment $30 per item" · Source

Account ServicesVerified

hour, minimum 1hour | Garnishment/Levy$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=garnishment_levy; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="hour, minimum 1hour | Garnishment/Levy $75.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=early_closure; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Closing $10.00 if the account is closed within 90 days of \| Coin Machine Fee 10% of coin total (See Paragraph 13)"	Source
Account Reconciliation, Research or Special Request	$30Above the typical range ($15–$25 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=account_research; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Reconciliation, Research or Special Request $30.00 per \| Paper Statement Fee $2.50 per month"	Source
per \| Paper Statement Fee	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=paper_statement; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Account Reconciliation, Research or Special Request $30.00 per \| Paper Statement Fee $2.50 per month"	Source
Overdraft & NSFVerified
(ACH or check) for which there are insufficient funds available \| Debit Card Rush Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=nsf; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="(ACH or check) for which there are insufficient funds available \| Debit Card Rush Fee $25.00"	Source
Wire TransfersVerified
Outgoing Wire Transfer – Domestic	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=wire_domestic_outgoing; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Outgoing Wire Transfer – Domestic $25.00 each \| Returned Mail $5.00 per envelope"	Source
Check ServicesVerified
per transfer \| Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=stop_payment; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="Overdraft from Share $3.00 per transfer \| Stop Payment $30 per item"	Source
Account ServicesVerified
hour, minimum 1hour \| Garnishment/Levy	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2521. canonical_hint=garnishment_levy; text_hash=c736d58a484854a28cf5c93a0fa04227a9f29813c3c4cfd9d82bfa7dbf72ff01; excerpt="hour, minimum 1hour \| Garnishment/Levy $75.00 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $1

96% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$676.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$676.6M

Total deposits

$571.9M

Service charge income (year to date)

$2.0M

Fee income ratio

7.5%

Return on assets

0.60%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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