16 banks and credit unions have branches in Gig Harbor. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Gig Harbor counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Gig Harbor
7 institutions with a branch here
$5
Washington
42 institutions headquartered in Washington
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Gig Harbor median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Gig Harbor with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Gig Harbor
10 institutions with a branch here
$31.50
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,605 institutions in the index
$30
Gig Harbor covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 10 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Olympia, WA · 2 branches here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Roseburg, OR · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Tacoma, WA · 1 branch here
Bank · based in Hoquiam, WA · 1 branch here
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pierce County
Deposits and branches cover the City of Gig Harbor. Population and income cover Pierce County, the county with most of Gig Harbor's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pierce County.
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