17 banks and credit unions have branches in Williamsburg. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Williamsburg counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Williamsburg
5 institutions with a branch here
$0
Virginia
61 institutions headquartered in Virginia
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Williamsburg median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Williamsburg with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Williamsburg
10 institutions with a branch here
$30.50
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Williamsburg covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 10 with a published overdraft fee.
Bank · based in Kilmarnock, VA · 5 branches here
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Newport News, VA · 3 branches here
Account not yet known
“Insufficient Funds Overdraft … $29.00 per item”
Bank · based in Portsmouth, VA · 2 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Richmond City, VA · 1 branch here
Bank · based in West Point, VA · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $2.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: James City County
Deposits and branches cover the City of Williamsburg. Population and income cover James City County, the county with most of Williamsburg's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for James City County.
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