Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

1St Advantage Federal Credit Union

Newport News, VirginiaCredit UnionRichmond Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research .........................................$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #878. canonical_hint=account_research; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$15.00 Account Research ........................................." · Source

per check New Accounts Closed Within 90 Days ........................$5

$17.50 below the national median

Knox deterministic extraction from Rosetta artifact #878. canonical_hint=early_closure; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 per check New Accounts Closed Within 90 Days ........................" · Source

per month Dormant Account Fee ..................................$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #878. canonical_hint=dormant_account; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 per month Dormant Account Fee .................................." · Source

Overdraft & NSFVerified

Insufficient Funds Overdraft ....................$5Below the typical range ($7.81–$30 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #878. canonical_hint=overdraft; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 Insufficient Funds Overdraft ...................." · Source
Other Fees Electronic/ Insufficient Funds Return ........$10Below the typical range ($15–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #878. canonical_hint=nsf; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$10.00 Other Fees Electronic/ Insufficient Funds Return ........" · Source
per item Insufficient Funds Overdraft ....................$5Below the typical range ($7.81–$30 nationally)
$17.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #878. canonical_hint=overdraft; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 per item Insufficient Funds Overdraft ...................." · Source

ATM & CardVerified

per item Replacement Card Expedited ...................................$29Above the typical range ($5–$12 nationally)
$19 above the national median
per item · Knox deterministic extraction from Rosetta artifact #878. canonical_hint=card_replacement; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$29.00 per item Replacement Card Expedited ..................................." · Source
Replacement Card Expedited ...................................$5Within the typical range ($5–$12 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #878. canonical_hint=card_replacement; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 Replacement Card Expedited ..................................." · Source

Check ServicesVerified

(returned or no mail from Post Office without forwarding address) Check Cashing: Non-Member .....................$5Within the typical range ($5–$25 nationally)
$4.50 below the national median
Knox deterministic extraction from Rosetta artifact #878. canonical_hint=check_cashing; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 (returned or no mail from Post Office without forwarding address) Check Cashing: Non-Member ....................." · Source
one time Money Order ...................................................$15Above the typical range ($1.50–$5 nationally)
$12 above the national median
Knox deterministic extraction from Rosetta artifact #878. canonical_hint=money_order; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$15.00 one time Money Order ..................................................." · Source
per item Stop Payment .............................................$29Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #878. canonical_hint=stop_payment; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$29.00 per item Stop Payment ............................................." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research .........................................	$15Within the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=account_research; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$15.00 Account Research ........................................."	Source
per check New Accounts Closed Within 90 Days ........................	$5Below the typical range ($10–$25 nationally)	$17.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=early_closure; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 per check New Accounts Closed Within 90 Days ........................"	Source
per month Dormant Account Fee ..................................	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=dormant_account; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 per month Dormant Account Fee .................................."	Source
Overdraft & NSFVerified
Insufficient Funds Overdraft ....................	$5Below the typical range ($7.81–$30 nationally)	$17.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=overdraft; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 Insufficient Funds Overdraft ...................."	Source
Other Fees Electronic/ Insufficient Funds Return ........
ATM & CardVerified
per item Replacement Card Expedited ...................................	$29Above the typical range ($5–$12 nationally)	$19 above the national median	per item	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=card_replacement; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$29.00 per item Replacement Card Expedited ..................................."	Source

Check ServicesVerified
(returned or no mail from Post Office without forwarding address) Check Cashing: Non-Member .....................	$5Within the typical range ($5–$25 nationally)	$4.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #878. canonical_hint=check_cashing; text_hash=72516988bf50e739c79f08f204adcda8b4534d0bd0bf6da0ba709b3d63376076; excerpt="$5.00 (returned or no mail from Post Office without forwarding address) Check Cashing: Non-Member ....................."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

78% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.1B

Total deposits

$895.7M

Service charge income (year to date)

$3.3M

Fee income ratio

9.1%

Return on assets

1.81%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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