10 banks and credit unions have branches in North Chesterfield. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
North Chesterfield counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
North Chesterfield
6 institutions with a branch here
$17.50
Virginia
59 institutions headquartered in Virginia
$25
U.S.
2,629 institutions in the index
$25
Chosen as the fee whose North Chesterfield median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare North Chesterfield with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
North Chesterfield
7 institutions with a branch here
$35
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
North Chesterfield covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 7 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Chesterfield, VA · 2 branches here
Account not yet known
“Check Privilege (also referred to as Courtesy Pay) | $30.00 per item over $4.99 (each submission/resubmission)”
Credit union, membership rules apply · based in Richmond, VA · 2 branches here
Account not yet known
“Each additional item is ............................................................................................................................................................”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Alexandria, VA · 1 branch here
Account not yet known
“Overdraft Fee and Returned Item Fee* | $32.00”
Credit union, membership rules apply · based in Richmond, VA · 1 branch here
Account not yet known
“Paid VISA Debit Card Overdraft | $30.00 per item”
Credit union, membership rules apply · based in North Chesterfield, VA · 1 branch here
Credit union, membership rules apply · based in Henrico, VA · 1 branch here
Credit union, membership rules apply · based in South Chesterfield, VA · 1 branch here
Account not yet known
“Overdraft/NSF | $35/Item”
Credit union, membership rules apply · based in North Chesterfield, VA · 1 branch here
Largest banks by local bank deposits
Share of the $761 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chesterfield County
Deposits and branches cover the City of North Chesterfield. Population and income cover Chesterfield County, the county with most of North Chesterfield's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chesterfield County.
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