Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Virginia State University Federal Credit Union

South Chesterfi, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=dormant_account; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Inactive Account | $10 per month" · Source

Overdraft & NSFVerified

Overdraft/NSF$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=overdraft; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Overdraft/NSF | $35/Item" · Source

Wire TransfersVerified

Incoming Wire$1Below the typical range ($7.75–$15 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=wire_domestic_incoming; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Incoming Wire | $1" · Source
Outgoing Domestic Wire$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=wire_domestic_outgoing; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Outgoing Domestic Wire | $15" · Source

Check ServicesVerified

Stop Payment (Share Draft or ACH)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=stop_payment; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Stop Payment (Share Draft or ACH) | $35/Request" · Source

Cash & DepositVerified

Deposited Item Return$35Above the typical range ($9.50–$25 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=deposited_item_return; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Deposited Item Return | $35/Item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=dormant_account; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Inactive Account \| $10 per month"	Source
Overdraft & NSFVerified
Overdraft/NSF	$35Above the typical range ($20–$30 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=overdraft; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Overdraft/NSF \| $35/Item"	Source
Wire TransfersVerified
Incoming Wire	$1Below the typical range ($7.75–$15 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=wire_domestic_incoming; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Incoming Wire \| $1"	Source
Outgoing Domestic Wire
Check ServicesVerified
Stop Payment (Share Draft or ACH)	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=stop_payment; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Stop Payment (Share Draft or ACH) \| $35/Request"	Source
Cash & DepositVerified
Deposited Item Return	$35Above the typical range ($9.50–$25 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2503. canonical_hint=deposited_item_return; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="Deposited Item Return \| $35/Item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$13.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.0M

Total deposits

$11.7M

Service charge income (year to date)

$98K

Fee income ratio

19.6%

Return on assets

0.64%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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