3 banks and credit unions have branches in Moneta. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Virginia $1.25 · U.S. $1.50
Local median not shown; five institutions required.
Pick a fee to compare Moneta with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
One published overdraft fee: $35.
Medians for reference: Virginia $30 · U.S. $30
3 institutions, 1 with a published overdraft fee.
Bank · based in Richmond City, VA · 1 branch here
Bank · based in Martinsville, VA · 1 branch here
Bank · based in Buchanan, VA · 1 branch here
Account not yet known
“Overdraft/Returned Item Fee | $35.00 for the first three (3) items”
Largest banks by local bank deposits
Share of the $208 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bedford County
Deposits and branches cover the City of Moneta. Population and income cover Bedford County, the county with most of Moneta's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bedford County.
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