Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
19
Under review
0
Assets
$4.8B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
one time · Account is closed within 90 days of opening · Source
per item · When using any non-proprietary ATMs. These fees can be avoided by enrolling in and using Carter-on-the-Go Online, Mobile Banking or Telephone Banking instead of an ATM. Restrictions may apply · Source
per item · When using any non-proprietary ATMs. These fees can be avoided by enrolling in and using Carter-on-the-Go Online, Mobile Banking or Telephone Banking instead of an ATM. Restrictions may apply · Source
per item · Per signature · Source
per year · Annual Rental Fee · Source
per year · Annual Rental Fee · Source
per year · Annual Rental Fee · Source
per year · Annual Rental Fee · Source
per year · Annual Rental Fee · Source
per item · Source
per item · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Early Closeout Fee | $15 | one time | Account is closed within 90 days of opening | Source |
Overdraft & NSFVerified | ||||
| Excessive Transfer Fee | $5 | per item | All Saving Accounts - Per item over 6 monthly | Source |
| Insufficient Funds Charge - Paid Daily Cap | $180 | per day | Maximum charge per day (or 6 charges) | Source |
ATM & CardVerified | ||||
| ATM Foreign Transaction Fee - Balance Inquiry | $1 | per item | When using any non-proprietary ATMs. These fees can be avoided by enrolling in and using Carter-on-the-Go Online, Mobile Banking or Telephone Banking instead of an ATM. Restrictions may apply | Source |
| ATM Foreign Transaction Fee - Deposit | $3 | per item | When using any non-proprietary ATMs. These fees can be avoided by enrolling in and using Carter-on-the-Go Online, Mobile Banking or Telephone Banking instead of an ATM. Restrictions may apply | Source |
Wire TransfersVerified | ||||
| Domestic Incoming Wire Fee | $10 | per item | — | Source |
| Domestic Outgoing Wire Fee | $20 | per item | — | Source |
Cash & DepositVerified | ||||
| Additional or replacement night depository bag | $20 | per item | — | Source |
| Collection Fees | $25 | per item | Items sent for special collection | Source |
| Night Depository Canvas Bag & Keys | ||||
Account ServicesVerified | ||||
| Notary - Non-customers | $5 | per item | Per signature | Source |
| Safe Deposit Box - 10 X 10 | $85 | per year | Annual Rental Fee | Source |
Lending FeesVerified | ||||
| SDB Late payment | $10 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$4.8B
Total deposits
$4.2B
Service charge income
$672K
Fee income ratio
0.64%
Return on assets
7.13%
Branches
66
Service charge income by quarter
| — |
| one time |
| Free - One night depository bag with keys and key to night depository chest |
| Source |
| $95 |
| per year |
| Annual Rental Fee |
| Source |
| Safe Deposit Box - 3 X 5 | $25 | per year | Annual Rental Fee | Source |
| Safe Deposit Box - 5 X 10 | $65 | per year | Annual Rental Fee | Source |
| Safe Deposit Box - 5 X 5 | $40 | per year | Annual Rental Fee | Source |
| SDB Drill box due | $200 | per item | — | Source |
| Tax Lien/Levy/Garnishment Fee | $75 | per item | — | Source |